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The 5 Best Nursing Homes in Annapolis, MD for 2024

The capital of Maryland and once temporary capital of the United States, the city of Annapolis is home to nearly 40,000 residents. Adults aged 65 and older make up 15.5% of the city’s population. These seniors benefit from affordable health care and high-quality hospitals, such as Anne Arundel Medical Center

Seniors in Annapolis who need a high level of care throughout the day may be placed in a nursing facility. These locations offer 24-hour monitoring, supervision and care from skilled nurses and other medical professionals. Nursing home costs in Annapolis are relatively high. The average monthly cost for a semiprivate room is $11,984, according to Genworth’s Cost of Care Survey for 2020. Home care and assisted living facilities are more affordable care options for seniors who don’t require the high level of service provided in nursing homes. 

Nursing home cost comparisons with nearby cities, as well as comparisons with other types of senior care, are available in this guide. There are also links to free nursing home resources in the community. 

Nursing Home Facilities in Annapolis, Maryland

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Nursing Home Costs in Annapolis, MD

The average cost for a semiprivate room in an Annapolis nursing home is $11,984 per month. For a private room, the average monthly cost is $12,805.

The Cost of Nursing Home Care in Nearby Cities

Annapolis has the most expensive nursing home costs in the state of Maryland. It’s about $1,800 more than the Maryland average and about $4,000 more than the U.S. average. The only nearby city more expensive than Annapolis is Washington, D.C. at $12,471 per month. In Hagerstown to the west, the average cost is $9,794 per month. The city of California, which is at the southern end of the state, has an average cost of $8,137 per month, making it the least expensive city in Maryland for nursing home care.

Annapolis

$11,984

Maryland

$10,190

United States

$7,756

Hagerstown

$9,794

California

$8,137

Washington, D.C.

$12,471

The Cost of Other Types of Senior Care

Skilled services and around-the-clock supervision make nursing homes the most expensive form of senior care in Annapolis. Older adults who only require minimal supervision during the day can use adult day health care, which costs just $1,896 per month on average. Assisted living communities offer room, board and help with daily activities for an average cost of $5,000 per month. Seniors who stay at home can hire home care services for $4,671 per month or home health care for $4,957 per month. 

Home care

$4,671

Home health care

$4,957

Adult day health care

$1,896

Assisted living

$5,000

Nursing home (semiprivate room)

$11,984

Nursing home (private room)

$12,805

Financial Assistance for Nursing Home Care in Annapolis, MD

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Annapolis, MD

The following private and public resources help seniors in Annapolis whether they are in a nursing facility or considering moving into a facility. Financial assistance, information, legal help and other services are available through these resources. 

ResourceContactService
Long-Term Care Ombudsman Program(410) 222-4257The long-term care ombudsman program for Anne Arundel County is responsible for answering questions about nursing homes, investigating reports of abuse, providing information to the public and advocating for the improvement of conditions at long-term care facilities in the county. The ombudsman works with individuals and families, legal representatives, staff working at nursing facilities and any members of the community interested in nursing facilities. These parties can file complaints online or over the phone.
Annapolis Vet Center(410) 605-7826Staff at the Annapolis Vet Center work closely with local veterans, as well as qualifying dependents, to ensure they get the benefits they deserve. They can help with the sign-up process or resolve problems with claims. Veterans in nursing homes, or at risk for placement, may be eligible for Aid & Attendance benefits. This program provides funds in addition to the regular pension to help pay for the extra support many beneficiaries need.
Maryland Legal Aid(410) 972-2700Maryland Legal Aid is a private, nonprofit law firm that provides free legal assistance for low-income residents. Its Long-Term Care Assistance Project and the Maryland Senior Legal Helpline are targeted to seniors. Older adults aged 60 and over can contact the free telephone hotline to get brief answers to questions or referrals to resources or services. The assistance project helps seniors access long-term health care, including placement in nursing facilities.
State Health Insurance Assistance (SHIP)(410) 222-4257The SHIP program gives seniors in Annapolis the power to obtain benefits that make affording nursing homes and other types of long-term care possible. They provide one-on-one assistance regarding supplement options, prescription drug plans and Medicare billing issues. SHIP also operates the Senior Medical Patrol program, which helps Medicare beneficiaries detect fraud and abuse, identify deceptive health care practices, recognize scams and protect their personal information.

Frequently Asked Questions

Reviews of Communities Nearby

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TokiTime

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Review of Autumn Lake Healthcare at Spa Creek

Do not send family here, unless they are capable of advocating for themselves and are only here for OT/PT (which is exceptional). Care is horrible. My father became severely dehydrated there, so...

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cloverent

I am a friend or relative of a current/past resident

Review of Autumn Lake Healthcare at Spa Creek

Mother spent 100 days with this amazing team after a debilitating stroke. The patience and commitment of this team of therapists, nurses, doctors, and Roz was extraordinary. Only places that...

Provider response

We’re so appreciative of your review - thank you! It’s our honor and pleasure to help change lives through the work we do here. Thank you for taking the time to share your experience with the world.

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Unfortunate Experience

I am a friend or relative of a current/past resident

Review of Autumn Lake Healthcare at Spa Creek

This place is AWESOME if bed sores, mixed up medications, no blankets, disgusting food, and deplorable treatment of the residents is what you are looking for. It should be shut down!!! My parent...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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