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The 10 Best Nursing Homes in Muncie, IN for 2024

Muncie, the county seat of Delaware County, Indiana, has over 65,000 residents, approximately 9,000 of whom are aged 65 and older. Several health care facilities are available for these seniors, including AMG Specialty Hospital – Central Indiana and IU Health Ball Memorial Hospital. According to the Genworth 2020 Cost of Care Survey, nursing home costs here are low compared to national averages. In this city, a semiprivate room carries an average monthly cost of $6,578, while similar arrangements throughout the country cost an average of $7,756.

Nursing homes offer elevated levels of medical care and monitoring for individuals who can no longer live independently or with minor assistance. These facilities feature room and board, skilled nursing, a wide range of therapies and social programming. As such, nursing home care costs significantly more than other senior care arrangements. Seniors who do not need this type of support may manage well with home health care or assisted living options.

This guide explores the costs of nursing home care in Muncie and throughout Indiana. It also shares pricing information on different accommodations for seniors here and shares local resources for the city’s seniors and their families.

Nursing Home Facilities in Muncie, Indiana

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Nursing Home Costs in Muncie, IN

Nursing home semiprivate rooms in Muncie cost an average of $6,578 per month. Private rooms cost an average of $7,452 per month.

The Cost of Nursing Home Care in Nearby Cities

Using average monthly rates for semiprivate rooms as reference points, Muncie’s nursing home costs are $1,178 less expensive than in the average American city. Costs here are also $555 less than Indiana’s statewide average of $7,133.

Compared to nearby cities in Indiana, Muncie is among the cheapest for nursing home care. Rates in Kokomo run $570 above rates here, and residents in the state capital of Indianapolis pay $631 more than those in Muncie. Fort Wayne’s costs exceed Muncie’s rates by $722. In South Bend, one of Indiana’s most expensive areas, costs are $1,406 higher than in this city.

Muncie

$6,578

Indiana

$7,133

The United States

$7,756

Kokomo

$7,148

Indianapolis Area

$7,209

South Bend Area

$7,984

Fort Wayne

$7,300

The Cost of Other Types of Senior Care

For families researching care options for their aging loved one in Muncie, comparing nursing home rates to prices for other senior accommodations can be helpful in the decision-making process. The most affordable arrangement for which pricing information is available, home care, costs an average of $4,099 per month. Home health care carries a monthly average cost of $4,481. Assisted living is slightly more expensive at $4,645 per month. Nursing home care is the priciest option at $6,578 per month for a semiprivate room and $7,452 for a private room.

Home care

$4,099

Home health care

$4,481

Assisted living

$4,645

Nursing home (semiprivate room)

$6,578

Nursing home (private room)

$7,452

Financial Assistance for Nursing Home Care in Muncie, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Muncie, IN

Muncie’s seniors and their caregivers can reach out to the following resources for a variety of services. These programs may help delay the need for out-of-home placement. Some services support the transition and well-being of individuals for whom home nursing home care is the best option.

ResourceContactService
LifeStream Services(765) 759-1121As East Central Indiana’s Aging and Disability Resource Center, LifeStream helps seniors remain independent as they age at home. Information & Assistance Counselors screen callers to determine their needs and point them to appropriate programs. Services include in-home care, home-delivered meals, transportation and home accessibility modifications. Options Counselors guide seniors in exploring care and funding options. This agency also provides nursing home advocacy and information on Medicare fraud prevention.
Muncie Delaware County Senior Citizens Center(765) 289-0884The Muncie Delaware County Senior Center features a food pantry open on weekdays. It partners with LifeStream to offer donation-based lunches. The Center also helps elders with preparing tax returns, wills, medical directives and powers of attorney.
Delaware County Veterans Affairs(765) 747-7810The Delaware County Veterans Affairs Office helps veterans apply for compensation as well as health and pension benefits. Older veterans can also find information about the Veteran Family Housing Project, a homeownership and revitalization program.

Reviews of Communities Nearby

Nursing Homes

cjsTill

I am/was a resident of this facility

Review of Willowbend Living Center

I was brought here December 2022. I had been in another facility and had a very bad experience. From the first few days I was treated like a person. The level of care I receive is fantastic. I get...

Read more

Nursing Homes

Leslie

I am a friend or relative of a current/past resident

Review of Cardinal Care Strategies

My father is staying in Cardinal Care Strategies. It seems to be a good place, it's very clean. The people seem to be attentive and sincere in wanting to help. It's a good place for him. I haven't...

Read more

Nursing Homes

daisy lover

I am a friend or relative of a current/past resident

Review of Bethel Pointe Health and Rehabilitation

The building is clean, the rooms are very neat and clean. The staff is very nice, they are short staffed but so are other nursing homes. They have games for the residents and activities.

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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