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The 10 Best Memory Care Facilities in Saint Paul, MN for 2024

Seniors aged 65 and over make up 11.1% of the population of St. Paul, MN, which currently stands at approximately 307,000 residents. While this percentage falls below the national average of 16.8%, St. Paul seniors still stand strong at 34,000 inhabitants. This group shows the greatest risk for Alzheimer’s disease and other forms of memory loss. Indeed, St. Paul’s Alzheimer’s related deaths are on the rise, from 336 in 2016 to 362 in 2020, according to the CDC.

St. Paul’s memory care communities are dedicated to providing a safe environment for people suffering from memory loss. Seniors in these communities receive assistance with personal care, medication and household tasks, as well as 24-hour supervision and guidance. Caregivers are specially trained in the latest research and techniques to provide meaningful interactions and manage difficult behaviors. This guide focuses on memory care options and resources in St. Paul and offers cost comparisons to nearby cities and information about financial assistance.

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Memory Care Facilities in Saint Paul, Minnesota

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What to Consider About Memory Care in Saint Paul

The Health Regulation Division of Minnesota Department of Health licenses all memory care facilities in Saint Paul and the rest of Minnesota. The department is responsible for ensuring facilities comply with their licensing terms as well as state and federal regulations.

Benefits and Drawbacks of Memory Care in Saint Paul

  • The overall cost of living in Saint Paul is slightly lower than the national average. The most significant savings are typically in relation to health, housing and utilities. On the downside, Minnesota fully taxes retirement savings and pensions. The state also partially taxes Social Security income. The fixed monthly fees for living in a memory care facility may help families better manage living costs for elderly relatives.
  • Saint Paul offers easy access to affordable health care. The city boasts more doctors per capita than many other places around the country, with 279 clinicians per 100,000 people compared with the national average of 210. Medical costs are around 12% lower than the U.S. average.
  • Saint Paul has more than ten hospitals in a 20-mile radius, as well as plentiful specialized clinics and pharmacies. The closest hospitals to downtown include AllinaHealth’s United Hospital, HealthPartners’ Regions Hospital and M Health Fairview Bethesda Hospital.
  • Seniors who enjoy distinct seasonal variations may like the diverse climate in Saint Paul, with hot, sunny summers and cold, snowy winters. The city has slightly less rainfall than the U.S. average but sees some 24 extra inches of snow each year than the national norm.
  • Minnesota is one of the states that has enrolled as a member of the AARP Network of Age-Friendly Communities. This means that the overall state is committed to becoming a better place for people of all ages to live. Among localized initiatives across the state, Saint Paul has received several grants for citywide projects. These include enhanced accessibility to transportation hubs, improved pedestrian areas, beautification of public spaces and better housing.     

Paying for Memory Care in Saint Paul

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Memory care costs an average of $6,454 per month in Saint Paul. Actual costs vary depending on services and amenities.

The Cost of Memory Care in Nearby Cities

Memory care costs more in Saint Paul than the respective state and national average monthly rates of $5,635 and $5,625. Indeed, Saint Paul is one of the state’s priciest locations for memory care. Monthly fees decrease to $6,250 in Duluth and $5,225 in Rochester. Memory care communities in Saint Cloud generally charge around $1,329 less than those in the state capital. Mankato has some of Minnesota’s lowest prices for dementia care, with a median monthly cost of $3,919.   

Saint Paul

$6,454

Minnesota

$5,635

United States

$5,625

Duluth

$6,250

Mankato

$3,919

Rochester

$5,225

Saint Cloud

$5,125

The Cost of Other Types of Senior Care

In Saint Paul, seniors who opt to receive support and care to age in place usually pay around $7,055 per month for both in-home and home health care. This is over $600 more than memory care. Assisted living is $1,291 more affordable than dementia care. Nursing homes are the costliest local long-term care option, running $11,708 per month for a semiprivate room. Conversely, adult day health care is the most affordable choice, costing about $2,101 per month.    

Memory Care

$6,454

In-Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,101

Assisted Living Facility

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for Saint Paul was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Memory Care in Saint Paul

In Saint Paul there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, visit our Memory Care in Minnesota page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Minnesota page.

Free Memory Care Resources in Saint Paul

Navigating the care system and identifying suitable support options can feel overwhelming for both seniors and their loved ones. However, several agencies and organizations offer free advice and assistance to help remove challenges and ensure older adults receive the services they need to age safely and comfortably.

ResourceContactService
Trellis(800) 333-2433Trellis is the local Area Agency on Aging. It runs diverse programs to improve the quality of life for seniors, including those related to transportation, nutrition, legal advice and Medicare counseling. It also leads the ACT on Alzheimer’s program, a statewide initiative that seeks to make communities more dementia-friendly.
Alzheimer’s Association - Minnesota-North Dakota Chapter(800) 272-3900The Minnesota-North Dakota Chapter of the national Alzheimer’s Association organizes local events throughout the two states, including support groups, fundraisers and community education. It maintains an office in nearby Minneapolis, and anyone affected by Alzheimer’s can obtain information and support via the toll-free help line.
U.S. Department of Veterans Affairs – St. Paul Regional Office(800) 827-1000Trained veteran service officers offer guidance and support to people who served in the U.S. Armed Forces. Officers can perform benefits eligibility checks, help individuals apply for financial assistance and give advice related to pensions and insurance.

Memory Care Laws and Regulations in Saint Paul

Saint Paul Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Minnesota are required to follow. Visit our Memory Care in Minnesota page for more information about these laws.

Memory Care Facilities near Saint Paul, MN

West Saint PaulRosevilleMaplewoodOakdaleVadnais HeightsMinneapolis

Other Options in Saint Paul, MN

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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