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The 5 Best Memory Care Facilities in Saginaw, MI for 2024

Saginaw, MI, has a population just under 43,500 residents. Of those, 13.8% are 65 years and older — an age group at risk for developing cognitive disorders such as Alzheimer’s and dementia. According to the Alzheimer’s Association, 10% of Michigan’s seniors are currently living with some type of memory loss, and that number is expected to rise to 12% by 2025. Alzheimer’s is the 7th leading cause of death in the state, and though deaths from Alzheimer’s increased roughly 6%, less than the overall death rate in Saginaw between 2016 and 2020, access to specialized dementia care is still critical.

Residential memory care facilities are often a part of larger assisted living facilities, but they offer specific safety features to keep residents safe, such as enclosed outdoor areas and door alarms. The staff is also specially trained to deal with the frustration, anxiety and disruptive behavior that often accompanies those with memory loss.

This guide goes into greater detail about memory care facilities and services in the Saginaw area. It describes how much memory care facilities cost and programs that may offer financial assistance, and it also lists free and low-cost resources that can help navigate through complex issues.

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Memory Care Facilities in Saginaw, Michigan

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What to Consider About Memory Care in Saginaw

Michigan’s Department of Health and Human Services oversees licensing for all memory care facilities in the state. It also investigates complaints and monitors facility operations to ensure each facility lives up to high standards of care.

Benefits and Drawbacks of Memory Care in Saginaw

  • Saginaw has a varied climate over the course of a year, which results in four distinct seasons. The area has warm, humid summers with highs of just over 80 degrees, but winters are cold with lows of around 15 degrees. Precipitation is very common in Saginaw, with annual totals averaging 32 inches of rain and 41 inches of snow. Fortunately, those in memory care residences can avoid these excess amounts of precipitation with indoor activities offered by facilities.
  • Crime is an issue in Saginaw. On a 100-point scale, Saginaw rates 77.6 for violent crimes compared to the national average of 22.7. However, there has been a marked decrease in overall criminal activity, a trend that may continue. Property crimes average 34.2 compared to the national average of 35.4, but these types of crimes don’t directly impact the seniors living in memory care facilities.
  • With five major hospitals located in Saginaw county, including Ascension St. Mary’s Hospital, Aleda E. Lutz VA Hospital and Covenant Health Care, good medical care is easily accessible. The Great Lakes Bay Health Centers are headquartered in downtown Saginaw, and they will not turn anyone away who is unable to pay for their services. 
  • In Saginaw, there are 240 doctors per 100,000 residents compared to the national average of 210, and 82 of them specialize in the treatment of dementia. The cost of health care makes seeing these doctors easier for those with limited funds, as the health cost index for Saginaw is well below the national average. 
  • For families who want to visit their senior relatives in memory care in Saginaw, the trip can be simple. Those who prefer private transportation can fly into the Saginaw County Browne Airport, which is located less than five miles outside of downtown Saginaw. Roughly 20 minutes away, the MBS International Airport can handle visitors coming in from other countries or states.

Paying for Memory Care in Saginaw

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

The average cost of full-time memory care in a facility in the Saginaw area is $5,281 per month.

The Cost of Memory Care in Nearby Cities

The monthly cost of memory care in the Saginaw area is more affordable than the state, nation and most nearby cities. It’s only $32 less per month than the state average, $110 less expensive than Lansing and $188 less per month than Flint. Bay City and Midland are the most expensive averages in the area, costing residents $250 to $300 more on a monthly basis than Saginaw seniors. 

Saginaw

$5,281

Michigan

$5,313

The United States

$5,625

Bay City

$5,529

Midland

$5,575

Flint

$5,469

Lansing

$5,391

The Cost of Other Types of Senior Care

Full-time memory care in Saginaw is the most expensive senior living option, except for nursing homes. On average, a semiprivate room in a nursing home can cost about $8,517 per month and a private room can cost $9,201. In-home and home health care both run $1,086 cheaper per month than memory care, while assisted living is also roughly $1,056 less expensive. The most cost-effective monthly option is adult day health care, at $1,950. However, this may only be a good option for seniors who have caregivers living with them to handle the evening hours. 

Memory Care

$5,281

In-Home Care

$4,195

Home Health Care

$4,195

Adult Day Health Care

$1,950

Assisted Living Facility

$4,225

Nursing Home Facility (semiprivate room)

$8,517

Financial Assistance for Memory Care in Saginaw

In Saginaw there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, visit our Memory Care in Michigan page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Michigan page.

Free & Low Cost Memory Care Resources in Saginaw

Despite the relatively small percentage of seniors in the Saginaw area, there are quite a few programs and agencies to lend support. Seniors can find free and low-cost options from legal aid to Medicare counseling and medical equipment loans.

ResourceContactService
County of Saginaw Commission on Aging(800) 858-1637As the Area Agency on Aging, this department has a lot to offer seniors who need care. In addition to caregiver support programs, home-delivered meals and case management for seniors, it also provides free cell phones for seniors in need.
Behavioral and Physical Health & Aging Services Administration (BPHASA)(517) 241-4100This administration is the designated state unit on aging. It provides a wide variety of programs and information for seniors, caregivers and families, including Medicare assistance, a long-term ombudsman program and a senior companion program.
Lakeshore Legal Aid(888) 783-8190Lakeshore Legal Aid is a non-profit organization that provides free legal services to seniors and others in need. It can help with issues around guardianships, conservatorships and estate planning, as well as other senior issues, including senior abuse and financial exploitation.
Hometown Heroes of Michigan(810) 538-0282Hometown Heroes of Michigan provides medical equipment to enhance the life of the elderly in need. It provides equipment to those in need, such as walkers, wheelchairs, shower seats and canes.
Alzheimer's Association - Greater Michigan Chapter(800) 272-3900The Greater Michigan Chapter of the Alzheimer's Association serves Saginaw and surrounding counties. It focuses on fundraising and general support programs for seniors afflicted with Alzheimer's, as well as their families and caregivers.

Memory Care Laws and Regulations in Saginaw

Saginaw Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Michigan are required to follow. Visit our Memory Care in Michigan page for more information about these laws.

Reviews of Communities Nearby

Memory Care

Gary

I am a friend or relative of a current/past resident

Review of New Hope Valley

My wife moved into New Hope Valley last month. I was very comfortable with everybody that I talked to over there when we were searching. And the price was reasonable too. The room is fine. The...

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Memory Care

Debbie

I am a friend or relative of a current/past resident

Review of New Hope Valley

New Hope Valley was fine. It was just more of a clinical setting, rather than a home setting. It was cold. Nothing was carpeted. My mother had her own private room with a bathroom. They took very...

Read more

Memory Care

Margaret

I am a friend or relative of a current/past resident

Review of Brookdale Saginaw

My husband is at Brookdale Saginaw. He is in memory care right now. It's a very caring place. It's very, very clean. There's always somebody in attendance. They have exercise classes, trivia games,...

Read more

Memory Care Facilities near Saginaw, MI

Bay CityMidlandFlintSwartz CreekBurtonDavison

Other Options in Saginaw, MI

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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