The 10 Best Memory Care Facilities in Ramsey County, MN for 2024

The large community of Ramsey County, Minnesota has nearly 550,000 residents, a little over 14 percent of whom are aged 65 and over. According to data published by the Centers for Medicare and Medicaid Services, 12 percent of Medicare beneficiaries aged 65 and over have Alzheimer's disease or dementia.  

In Ramsey County, as in all of Minnesota, the official term for memory care facilities is “special care units." In many cases, SCUs are located within assisted living facilities. These facilities, which the state also refers to as housing with services establishments, are required to register annually with the Department of Health. Ramsey County families have eight memory care facilities to choose from, all of which are in the city of Saint Paul. 

• Particle pollution levels in Ramsey County are moderate, with the county receiving a C for short-term particle pollution and a passing score for annual particle pollution from the American Lung Association. This may be a consideration for families whose senior loved one has a condition like COPD.
  
• Ramsey County seniors pay state income tax on all types of retirement income, including Social Security benefits and income from government pensions. This may reduce how much money can go toward local memory care expenses.  
  
• The cost of living in Ramsey County is about 14 percent higher than the national median and 8 percent higher than the statewide median. Housing is pricey in this county, which may drive up memory care costs and pose a financial challenge for families and seniors with restrictive budgets. 
  
• Summers in Ramsey County are pleasant with highs in the low-80s. Winters can be harsh, however, with lows in the single digits and an average of 52 inches of snowfall. This may make local driving difficult for families visiting loved ones in memory care here.

Memory Care costs in Ramsey County start around $5,072 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Ramsey County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Minnesota page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Minnesota page.

Ramsey County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Minnesota are required to follow. Visit our Memory Care in Minnesota page for more information about these laws.