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The 10 Best Memory Care Facilities in Pensacola, FL for 2024

Nestled in the Florida Panhandle, Pensacola is a city home to more than 53,000 residents. Seniors aged 65 and older make up nearly one-fifth of the city’s population. Alzheimer’s disease is an issue of growing concern for seniors across America, currently affecting the lives of roughly 6.5 million individuals. This number is expected to grow to 12.7 million by 2050, so communities need to have programs and dementia care in place to support elderly residents.

Pensacola has been very proactive in its approach to Alzheimer’s disease prevention. According to data from the CDC, the number of Alzheimer’s-related deaths in the area dropped by more than 15% between 2016 and 2020, while total deaths rose more than 30% during this period. This accomplishment is largely due to access to resources and facilities such as memory care communities. In these environments, seniors with dementia can receive 24-hour support and care from specially trained staff. This guide provides a look at memory care in Pensacola, including the cost of these services and a list of organizations offering support programs.

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Memory Care Facilities in Pensacola, Florida

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What to Consider About Memory Care in Pensacola

Memory care facilities in Pensacola and throughout Florida are monitored and licensed by the Bureau of Health Facility Regulation. The agency conducts scheduled and surprise investigations to ensure facilities are following regulations. Seniors and their families can also use the online public record database to learn more about facility operations and violations. 

Benefits and Drawbacks of Memory Care in Pensacola

  • The overall cost of living in Pensacola is more affordable than the U.S. average and most surrounding cities in Florida. On a 100-point index, Pensacola ranks at 87.2, making it 13% cheaper than the national median. Memory care communities also offer fixed monthly rates, which can benefit budget-friendly seniors.  
  • Based on a 100-point index, health care costs in Pensacola are nearly equivalent to national figures. The city also has about 251 physicians per 100,000 population compared to the U.S. average of 210 physicians, making health care more accessible to seniors. 
  • Seniors can find three hospitals in Pensacola to access medical care. HCA Florida West Hospital is a top-rated, full-service acute care facility offering patient-focused services, including a 24-hour emergency room, cardiovascular surgery and rehabilitative medicine. 
  • Pensacola has higher crime rates than national figures. On a 100-point index, Pensacola ranks at 35.7 for violent crimes and 61.4 for property crimes compared to the U.S. average of 22.7 and 35.4. However, memory care communities are secure units, which can help seniors feel safer. 
  • From June to November, Pensacola is prone to tropical storms and hurricanes. The city also experiences high humidity levels year-round. However, winters are mild with zero snow accumulation, and seniors can enjoy 224 sunny days per year to step outside and get some fresh air. 
  • Florida offers several tax benefits that can help seniors pay for memory care. Retirement, pension and Social Security income are all tax-exempt. Florida also doesn’t have a state income tax or inheritance and estate taxes.  

Paying for Memory Care in Pensacola, FL

When trying to decide how to pay for memory care, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of memory care in Pensacola and 103 other cities in Florida.

Inflation's Impact on the Cost of Memory Care in Pensacola, FL

The rising cost of memory care in Pensacola can be largely attributed to inflation. From 2022 to 2023, rates increased by more than 10%, jumping from $4,174 to $4,608. Cities across Florida have also felt the impacts of inflation, with the state median increasing from $4,380 to $4,642 in this same period. Pensacola still remains an affordable option compared to many other cities in northern Florida, including Tallahassee ($4,699) and Jacksonville ($5,151), both of which have seen 10% increases like in Pensacola.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Pensacola$4,174$4,608 $4,971
U.S. Average$4,863$5,369 $5,792
Florida$4,380$4,642$4,817
Tallahassee$4,256$4,699 $5,069
Jacksonville$4,666$5,151$5,557
Tampa$4,447$4,910$5,297

The Cost of Memory Care in Nearby Cities

Monthly rates in Pensacola are about $404 higher than Florida’s statewide average but $221 lower than the national median. Jacksonville and Tallahassee also carry higher monthly rates than Pensacola at $5,825 and $5,812, respectively. Prices drop in Orlando, where seniors pay about $404 less per month than in Pensacola. Tampa has one of the lowest monthly rates for memory care in the state at $4,187. 

Pensacola

$5,404

Florida

$5,000

The United States

$5,625

Jacksonville

$5,825

Tallahassee

$5,812

Orlando

$5,000

Tampa

$4,187

The Costs of Other Types of Senior Living

In Pensacola, seniors can expect to pay different monthly rates for different types of care. Independent living is the least expensive at $2,629, while assisted living is a bit more at $3,449. Memory care sees the highest costs at $4,608. Costs are typically higher based on the level of care and assistance provided, as well as the available amenities, accommodations and any specialized programs offered, such as dementia care.

Assisted Living

$3,449

Memory Care

$4,608

Independent Living

$2,629

Financial Assistance for Memory Care in Pensacola

In Pensacola there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, visit our Memory Care in Florida page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Free and Low-Cost Resources for Seniors in Pensacola,FL

There are many resources in Pensacola,FL that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Florida state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Northwest Florida Area Agency On Aging, Inc.866-531-8011Floridians aged 60 and over can access critical care, support and education programs provided through the state's Area Agencies on Aging. With multiple location offices organized by region, the AAAs offer home- and community-based services. Options include Meals on Wheels, fitness and wellness sessions and home care assistance with personal care tasks and homemaking activities. All Florida AAAs focus on helping older persons to stay independent for longer.

Financial Assistance for Senior Care

Pensacola seniors wishing to remain in their own homes can find financial assistance from several local resources. These programs and organizations help retirees cover the cost of services such as home care, property modifications and utilities.

Program NamePhone NumberDescription
Senior Companion Program - Pensacola850-432-1475The Council on Aging of West Florida Senior Volunteer Program provides an opportunity for seniors to remain actively engaged in their local community. Through its Senior Companion Program, older adults can socialize with and assist fellow seniors with shopping, light housekeeping, cooking and other daily tasks. The Foster Grandparent Program allows seniors to provide tutoring and help children develop skills and confidence. Both programs are open to seniors aged 55 and older who are living on a limited income.

Financial Assistance for Senior Care and Senior Living

Whether living in their own home or in a senior living community, Pensacola seniors can find financial assistance from numerous local resources. These organizations help residents cover some of the costs associated with in-home or long-term care and connect them with other helpful community-based resources.

Program NamePhone NumberDescription
2-1-1 Northwest Florida855-420-86892-1-1 Northwest Florida is a free phone-based information and referral service available to everyone in the Gulf Breeze region. It's staffed with trained specialists who can help you find resources in the community, including low-cost medical care and health screenings, durable medical equipment loans and transportation. The service is available 24 hours per day, seven days per week.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Pensacola seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Manna Food Bank - Main Pantry850-432-2053Manna Food Bank is a local grassroots organization that strives to help residents fight hunger by providing groceries free of charge to families, individuals and seniors in Santa Rosa and Escambia counties. Run by volunteers, the organization receives funding from businesses, faith-based organizations, corporations and foundations.
Samaritan Hands Food Pantry850-433-5631Eligible seniors and others in the Pensacola, FL, area and surrounding communities can receive food assistance from the Samaritan Hands Food Pantry, operated by the First Baptist Church of Pensacola. The ministry strives to help the underprivileged and homeless. In addition to distributing food and other necessities to recipients, the pantry also refers individuals to other resources for additional help. The pantry operates Monday through Thursday from 9 a.m. to 11:30 a.m.
Brent ACCESS Storefront800-963-5337The Brent ACCESS storefront allows Pensacola-area seniors to apply for the Supplemental Nutrition Assistance Program, which provides monthly grocery funds to low-income city residents. The SNAP program works by adding funds to a government-issued debit card that may only be used for purchasing approved foods at participating retailers. Seniors may apply for benefits by mail, online, by telephone or in person. When applying, proof of identity along with a documentation of monthly income, expenses and assets are required.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Pensacola collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
We Share Medical Equipment Program850-438-3930The We Share Medical Equipment Program provides essential medical equipment on loan to individuals in need. The program helps seniors access items such as walkers, wheelchairs, canes and bath benches, as well as bedside commodes, raised toilet seats, shower chairs and adult diapers. Items are provided at no cost and available to anyone who requires them. To receive this service, seniors can visit any one of the Goodwill stores throughout the Gulf Coast or speak with their local community center.

Many organizations offer free or low-cost legal services to Pensacola seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Elder Law - Pensacola850-432-8222Throughout 16 counties in Florida, LSNF offers legal aid to vulnerable and low-income individuals for diverse civil matters. Individuals aged 60 and older can seek representation for elder law issues, including situations involving abuse and neglect. Eligibility is determined by income, assets and case-specific information.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Pensacola have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Weatherization Assistance Program - Pensacola850-679-4817The program aims to make homes energy-efficient, which simultaneously can reduce the householder's energy costs and make their living spaces more comfortable. Types of assistance include insulating attics, installing solar screens and replacing inefficient HVAC units.

Senior Centers

Senior centers in Pensacola bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
Bayview Senior Resource Center850-436-5190The center offers a space for seniors to connect and socialize with their local community. Amenities include a billiards room, library and kitchen, and it offers activities including exercise classes, art projects, educational seminars and dance events. Local residents aged 50 and older can use the facility and participate in its programming at no cost.
Council on Aging of West Florida, Inc.850-432-1475The Council on Aging of West Florida is a nonprofit organization that provides community-based and in-home services such as Meals on Wheels, free access to medical equipment/supplies and senior companionship. Its adult day care provides respite to family caregivers and offers activities and socialization for seniors in a safe environment. Some services require payment, but seniors can call the organization to check if they qualify for financial assistance.

Social Security Offices

Social Security offices in Pensacola help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Pensacola Social Security Office 32502800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Tax Assistance

Seniors can apply for tax assistance from several Pensacola resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.

Program NamePhone NumberDescription
Property Tax Benefits - Pensacola850-434-2735Floridians aged 65+ can get an additional homestead exemption of up to $50,000. The real estate must have a just value of no more than $250,000 and be the applicant's permanent residence for a minimum of 25 years.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Pensacola retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Low-Income Home Energy Assistance Program (LIHEAP) - Pensacola866-384-4502The federally-funded program contributes towards energy costs for residents on low incomes up to three times per year (depending on monies available). The local program provider pays the utility company directly.

Veteran's Services

Pensacola retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Pensacola Vet Center850-456-5886At the Pensacola Vet Center, service members, veterans and their families can receive no-cost confidential counseling services in a nonmedical setting. Individualized one-on-one therapy sessions from trained counselors can help veterans who are struggling with grief, trauma, anger, stress and anxiety. Couples and family counseling are also available. Therapies utilized at the Pensacola Vet Center include cognitive behavioral therapy, acceptance and commitment therapy and eye movement desensitization and reprocessing. Community resources and referrals are provided to those who need them.

Memory Care Laws and Regulations in Pensacola

Pensacola Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Florida are required to follow. Visit our Memory Care in Florida page for more information about these laws.

Reviews of Communities Nearby

Memory Care

Ronald

I am a friend or relative of a current/past resident

Review of Homestead Village of Pensacola

My mom was at Homestead Village of Pensacola. It was a decent place two years ago when my mother went in, and it has gone downhill ever since. The washers and dryers were not working, the rooms...

Read more

Memory Care

Eleanor

I visited this facility

Review of Summer Vista Assisted Living

Summer Vista Assisted Living was a very comfortable, reassuring atmosphere with caring professionals. The gentleman who walked me around was very, very informative and gave me a lot of tips for...

Read more

Memory Care

JM

I am a friend or relative of a current/past resident

Review of Summer Vista Assisted Living

My dad started out in the assisted living of Summer Vista and then we moved him into memory care because he's more suitable for that. I absolutely love this community, I can't say enough good...

Read more

Memory Care Facilities near Pensacola, FL

Gulf BreezeFort Walton BeachFairhopeDaphneDestinNiceville

Other Options in Pensacola, FL

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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