The 10 Best Memory Care Facilities in Oswego, IL for 2024

Also serving communities of Yorkville, Ottawa.

There are 10 Memory Care Facilities in the Oswego area, with 3 in Oswego and 7 nearby.

The average cost of memory care in Oswego is $5,622 per month. This is higher than the national median of $5,500. Cheaper rated regions include Aurora with an average starting cost of 5,061.

To help you with your search, browse the 194 reviews below for memory care facilities in Oswego. On average, consumers rate memory care in Oswego 4.8 out of 5 stars. Better rated regions include Westmont with an average rating of 5 out of 5 stars.

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about memory care options and costs in Oswego, call (855) 948-3865.

The village of Oswego is located in the northeastern region of Illinois in Kendall County, where it is estimated that about eight percent of Medicare beneficiaries age 65 and over have been diagnosed with Alzheimer's disease or another form of dementia. In Oswego, seniors make up almost nine percent of the population of 35,000 residents. The area is served by the Alzheimer's Association Illinois Chapter, which provides a variety of resources for seniors and families who have been affected by Alzheimer's. 

Oswego is home to two memory care facilities, and there are six more in nearby cities, including Plainfield, Aurora and Yorkville. Memory care may be provided in supportive living facilities or any assisted living facility that is licensed and certified by the state to provide care for residents with dementia. 

• In Illinois, all types of retirement income are exempt from state income tax. This may enable Oswego seniors and families to budget more money toward memory care expenses.
• The Oswego area is home to world-class medical facilities, such as Edward-Elmhurst Health Center and Immediate Care, in the event of medical emergencies or illness.
• The overall cost of living in Oswego is roughly 20 percent higher than that of the nation as a whole, which may result in higher memory care expenses. Healthcare expenses are slightly lower than state and national averages, however, which may offset other higher expenses. 
• Oswego is a relatively safe community, which may appeal to families researching memory care options in northeastern Illinois. The village ranks 63 out of 100, meaning that it is safer than 63 percent of all U.S. cities of all sizes. When compared to other similarly sized cities, Oswego's overall crime rate is considerably lower than average.

Memory Care costs in Oswego start around $5,622 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Oswego and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.