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The 10 Best Memory Care Facilities in Indianapolis, IN for 2024

Indianapolis is the biggest city in Indiana and home to more than 110,000 adults who are aged 65 and older. It’s this group that’s at the highest risk for developing Alzheimer’s disease and other types of dementia. From 2016 to 2020, the number of Alzheimer’s deaths in the city rose by 27.22%, which is a higher percentage than the overall increase in fatalities according to the CDC. As more Indianapolis residents retire in the next few decades, these numbers are expected to rise even further.

Seniors and families facing an Alzheimer’s diagnosis in Indianapolis can count on the city’s numerous memory care communities to make life a bit easier. These safe and comfortable living facilities are staffed round-the-clock by skilled professionals who are trained in caring for residents experiencing cognitive decline. This guide helps families decide if Indianapolis is the right place to get memory care by describing the benefits and drawbacks of city life and comparing costs with other locations. It also lists resources in the community that may be beneficial to families dealing with Alzheimer’s disease.

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Memory Care Facilities in Ianapolis, Indiana

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What to Consider About Memory Care in Indianapolis

The Indiana State Department of Health, Residential Care Facility Licensing Program, monitors and licenses memory care facilities in Indianapolis and the rest of the state. This agency ensures a high standard of care for residents by enforcing regulations that govern staffing, care planning and facility features. It also conducts criminal background checks on employees and investigates reports of substandard care. 

Benefits and Drawbacks of Memory Care in Indianapolis

  • Indianapolis is home to some of the most respected hospitals and medical centers in Indiana, including the Indiana University Health Medical Center and Ascension St. Vincent Hospital. These facilities offer a range of specialties to meet the needs of seniors managing chronic conditions such as dementia. The city has 272 doctors per 100,000 people, which is about 30% more than the national median, and health-related costs such as doctor’s office visits and dental care are 13% cheaper than in the nation as a whole.  
  • Indianapolis has a low overall cost of living, making it a budget-friendly option for those seeking affordable long-term residential care. Housing prices are particularly low, which may drive down memory care costs or make it easier for residents to maintain ownership of their homes while they’re in long-term care.  
  • Indianapolis’s crime rates are very high compared to the rest of Indiana and the nation, which may make memory care a good option for seniors with dementia who would otherwise live alone. On a 100-point crime index on which the nation scores 22.7 for violent crime and 35.4 for property crime, Indianapolis’s respective scores are 63.4 and 66.9.  
  • Indianapolis scores 8.6 on a 10-point comfort index compared to the national score of 7.8, indicating that its weather is generally comfortable throughout the year. July is the warmest, most humid month, with daytime highs in the mid-80s, but temperatures are milder during the spring, summer and autumn months. Winters are chilly, with nighttime temperatures in the 20s, and the city gets 22 inches of snowfall annually. To keep residents comfortable, many memory care facilities have individual climate controls in residents’ rooms.  
  • Indiana taxes most types of retirement income, including pension income, withdrawals from retirement savings accounts and dividends from investments. However, Social Security benefits aren’t taxed at the state level, which may free up money to put toward long-term care expenses.

Paying for Memory Care in Indianapolis

In Indianapolis, seniors obtain dementia services in assisted living facilities with special care units. This level of care typically costs 20-30% more than standard assisted living services due to additional requirements for staffing, staff training, security and care planning. Care cost data isn’t available for memory services, so the following rates are estimated by adding 25% to assisted living costs in the Genworth 2021 Cost of Care Survey

The Cost of Memory Care in Nearby Cities

Memory care costs $5,598 in Indianapolis, which is higher than the state median of $5,354 but competitive compared to the national average of $5,625. Only Columbus has higher monthly fees of $5,826. In Elkhart, rates are a little lower at $5,313, and in Muncie, seniors pay $4,619. Costs in Kokomo are significantly lower at $4,063. 

Indianapolis

$5,598

Indiana

$5,354

The United States

$5,625

Muncie

$4,619

Elkhart Area

$5,313

Kokomo

$4,063

Columbus

$5,826

The Cost of Other Types of Senior Care

Memory care is among the costlier senior care options in Indianapolis at $5,598. Only nursing homes charge higher rates, with residents in semiprivate units paying $7,057 and those in private rooms paying $8,973. Seniors pay $5,053 for basic home care and $4,957 for home health care, which includes specialized skilled nursing services. Assisted living costs an average of $4,478, and adult day health care is the cheapest option at $1,625.  

Memory Care

$5,598

Home Care

$5,053

Home Health Care

$4,957

Adult Day Health Care

$1,625

Assisted Living

$4,478

Nursing Home (semiprivate)

$7,057

Nursing Home (private)

$8,973

Financial Assistance for Memory Care in Indianapolis

In Indianapolis, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Indiana page.

More ways to pay for memory care in IN

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Free Memory Care Resources in Indianapolis

The Indianapolis region has an array of services and programs to meet the needs of those with dementia and help families make informed decisions regarding their loved ones’ care. Among these resources are information and referral specialists, support groups and helplines that assist Indianapolis residents with navigating dementia-related issues.

ResourceContactService
Alzheimer's Association Greater Indiana Chapter(317) 575-9620The Greater Indiana Chapter of the Alzheimer’s Association operates a 24-hour helpline that individuals can call for one-on-one emotional support and help with finding community-based dementia services. The chapter also has support groups, educational programs and a library with materials on dementia-related topics.
Dementia Friends Indiana(317) 254-5465Dementia Friends Indiana is a statewide nonprofit program based in Indianapolis that provides educational resources, support groups and social and recreational opportunities for seniors with Alzheimer’s and their families. It organizes events throughout the year including memory cafes and virtual Become A Friend sessions.
VA Indianapolis Regional Office(800) 827-1000The Indianapolis Regional Office offers services to older veterans in the area, including benefits counseling and information on VA health care. Its officers help individuals determine their eligibility for benefits that may help pay for memory care, including veterans’ and survivors’ pensions and Aid and Attendance supplemental payments.
Indiana Alzheimer's Disease Research Center(317) 963-5500The Indiana Alzheimer’s Disease Research Center is one of 32 centers in the nation committed solely to understanding Alzheimer's. It facilitates outreach and engagement programs and provides individuals with the opportunity to participate in clinical trials.
CICOA Aging and In-Home Solutions (317) 254-5465CICOA Aging and In-Home Solutions is the local Area Agency on Aging for the Indianapolis region. The agency has information and referral specialists who identify seniors’ needs and connect them with resources and programs in the community. It also has legal and financial counselors who help seniors and families address issues related to dementia, including consumer debt issues, asset management and assigning guardianship and powers of attorney.

Memory Care Laws and Regulations in Indianapolis

Indianapolis Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Indiana are required to follow. Visit our Memory Care in Indiana page for more information about these laws.

Laws and regulations for memory care in Indiana

Memory Care Facilities near Ianapolis, IN

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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