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The 10 Best Memory Care Facilities in Chattanooga, TN for 2024

Nestled in the Smoky Mountains, Chattanooga, is home to 182,113 residents, of which 16.8% are aged 65 and older. Alzheimer’s disease and dementia begins to present in 1 in 9 seniors, causing neurological changes characterized by memory loss and a shift in behavior. Ultimately, Alzheimer’s contributes to the death of 1 in every 3 seniors. These figures, combined with the 11.16% increase in Alzheimer’s related deaths in Chattanooga between 2016 and 2020, illustrate the importance of residential dementia care.

Memory care communities are a safe and supervised place designed with the needs of people with Alzheimer’s in mind. They’re secure and fenced-in, allowing residents to wander and explore without putting themselves in danger. Further, they’re staffed around the clock in case of a fall, an episode of confusion or another type of accident. To help seniors find a memory care community that meets their needs, this guide discusses the cost of this kind of care in Chattanooga and some pros and cons of retirement in the city.

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Memory Care Facilities in Chattanooga, Tennessee

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What to Consider About Memory Care in Chattanooga

The Tennessee Department of Health’s Office of Health Care Facilities oversees memory care facilities throughout the state, including those in Chattanooga. This office establishes rules and regulations for these facilities and issues licenses to ensure facilities comply with all state-established regulations for licensure.

Benefits and Drawbacks of Memory Care in Chattanooga

  • Chattanooga has several medical facilities throughout the area that give seniors access to medical care when needed. While none of the hospitals have nationally ranked specialties, they’re well regarded locally for delivering proper care.
  • The Chattanooga Area Regional Transportation Authority, or CARTA, runs buses on a fixed-route schedule throughout the city. CARTA’s Care-a-Van service provides additional transportation options for seniors who may not be physically capable of riding a bus. This van-sharing service is available seven days a week.
  • The cost of living in Chattanooga is 3% lower than the national average, which can save seniors money when they choose a memory care facility in the community. Most notably, utilities are 6% lower and groceries are 7% lower than average, resulting in monthly savings for seniors.
  • Because the state of Tennessee doesn’t have income taxes, seniors’ retirement benefits and distributions aren’t taxed either, making Chattanooga a tax-friendly city for seniors.
  • According to the American Lung Association, the Chattanooga metro area is ranked first in the nation for having the cleanest air based on 24-hour particulate pollution. This clean air can be a welcome benefit for seniors living with respiratory issues.
  • Chattanooga is a member of the AARP Network of Age-Friendly Communities. This designation indicates the city is inclusive and considerate of people of all ages, including seniors.

Paying for Memory Care in Chattanooga

The Cost of Memory Care in Nearby Cities

Memory care costs around $5,275 per month, on average, in Chattanooga according to Genworth’s Cost of Care Survey. This figure was calculated by adding 25% onto the average cost of assisted living since memory care averages 20-30% more per month. Memory care costs more since it requires specialized programming, staff training and more personalized care. 

Chattanooga’s memory care costs are slightly higher than the Tennessee average of $5,131. Monthly costs are also higher in Chattanooga than they are in nearby cities, including Knoxville where it costs $4,779 a month, Nashville where it costs $5,125 a month and Atlanta where it costs $4,806 a month.

Chattanooga

$5,275

Tennessee

$5,131

The United States

$5,625

Knoxville

$4,779

Nashville

$5,125

Atlanta

$4,806

The Cost of Other Types of Senior Care

Other types of senior care are available in Chattanooga at different price points, depending on the type of care you need. According to the Genworth Cost of Care Survey, in-home care, such as homemaker services or a home health aide, costs around $4,700 a month. An adult day health care center costs $1,733 per month, and living in an assisted living facility costs $4,220. Other services like semiprivate or private rooms in a nursing home can cost more than $7,000 and $8,000 a month respectively.

Homemaker services

$4,767

Home health aide

$4,744

Adult day health care

$1,733

Assisted living facility

$4,220

Nursing home semiprivate room

$7,325

Nursing home private room

$8,316

Financial Assistance for Memory Care in Chattanooga

In Chattanooga, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Tennessee page.

More Ways to Pay for Memory Care in Tennessee

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Tennessee page.

Free Memory Care Resources in Chattanooga

Discovering memory care support services in Chattanooga can help seniors and their families adjust to a new diagnosis or living situation. Consider these options to find resources on living with Alzheimer’s disease, caring for family members with dementia or finding appropriate memory care facilities in Chattanooga.

ResourceContactService
Alzheimer's Association Southeast Tennessee(423) 265-3600The Southeast Tennessee Alzheimer's Association provides information, support and education to seniors living with Alzheimer's and families in the Chattanooga area. Seniors can tap into resources to guide them through their Alzheimer's journey. Caregivers can learn about care options, including how to choose providers and memory care facilities.
Southeast Tennessee Area Agency on Aging and Disability(866) 836-6678The Southeast Tennessee Area Agency on Aging and Disability strives to help seniors and those living with disabilities find appropriate care and living options so they can continue to live with dignity. Resources include exploring options for community living and overseeing a family caregiver support program.
Program for All-Inclusive Care for the Elderly (PACE)(423) 495-9114Ascension Living's Alexian PACE program provides comprehensive care, including medical care, long-term care and social services, to area seniors in need. Eligible applicants can learn more by visiting the Tennessee Division of TennCare website.

Memory Care Laws and Regulations in Chattanooga

Chattanooga Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Tennessee are required to follow. Visit our Memory Care in Tennessee page for more information about these laws.

Laws and Regulations for Memory Care in Tennessee

Reviews of Communities Nearby

Memory Care

Sharon

I visited this facility

Review of Dominion Senior Living of Hixson

I went to Dominion Senior Living of Hixson. The facility was beautiful and immaculate, and the lady said that my father's income isn't enough to cover the expenses and they don't take government...

Read more

Memory Care

LWTN

I am a friend or relative of a current/past resident

Review of Bailey Manor - Chattanooga/Hixson

My family and I have recently experienced the immense relief and gratitude of finding Bailey Manor in Hixson, TN. Our journey here followed a very distressing ordeal at a previous memory care...

Read more

Memory Care

LWTN

I am a friend or relative of a current/past resident

Review of The Lantern at Morning Pointe of Chattanooga

My FIL was a resident for several years. We were self-paying, too. Initially, the care was excellent. They had several management changes, and suddenly, it was terrible. It's a very long...

Read more

Memory Care Facilities near Chattanooga, TN

HixsonFort OglethorpeClevelandCalhounAthensFort Payne

Other Options in Chattanooga, TN

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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