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The 3 Best Memory Care Facilities in Charleston, IL for 2024

Also serving communities of Mattoon, Effingham.

There are 4 Memory Care Facilities in the Charleston area, with 3 in Charleston and 1 nearby.

The average cost of memory care in Charleston is $4,932 per month. This is lower than the national median of $5,500. Cheaper rated regions include Arcola with an average starting cost of 4,900.

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about memory care options and costs in Charleston, call (855) 948-3865.

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Memory Care Facilities in Charleston, Illinois

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What to Consider About Memory Care in Charleston

Nearly one in 10 of Charleston's 21,000 residents are aged 65 and over, and according to the Alzheimer's Association, as many as 10 percent of these seniors have Alzheimer's. In Coles County, where Charleston is located, over 11 percent of seniors receiving Medicare have been diagnosed with Alzheimer's or dementia and may need memory care services. 

There are two memory care facilities in Charleston and an additional two in nearby Mattoon.  In Illinois, memory care may be provided in supportive living facilities, which solely provide care for those with dementia. Alternately, services may be provided in assisted living facilities that are licensed to provide dementia care, as is the case with the memory care facilities in the Charleston region. 

Benefits and Drawbacks of Memory Care in Charleston

  • Charleston seniors do not pay state income tax on any type of retirement income. This may enable them to afford the region's living expenses and put more money toward memory care services. 
  • Healthcare expenses in Charleston are a little higher than the national average, which may increase the cost of managing a chronic condition like dementia. However, the city's overall cost of living is relatively low compared to the national average, which may offset the slightly higher healthcare expenses and appeal to families and seniors with tight memory care budgets.
  • Summers in Charleston are long, hot and humid with seasonal highs in the mid-80s. Winters are very cold and windy with January lows near 20 degrees. As they're touring local memory care facilities, families may want to query staff members about what precautions are taken to keep residents safe and comfortable on very warm or very cold days.
  • Charleston is a very safe city with a crime index of 70 out of 100, indicating that the city is safer than 70 percent of U.S. cities of all sizes. Even when it's compared to similarly sized cities, Charleston's crime rate is still quite a bit lower than average, which may provide peace of mind for families whose loved ones live in local memory care facilities. 

Paying for Memory Care in Charleston

Memory Care costs in Charleston start around $4,932 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Charleston and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Illinois

US

$5,694

Charleston

$4,932

Decatur

$4,853

Urbana

$4,785

Terre Haute

$4,480

Champaign

$4,434

Arcola

$4,400

Savoy

$4,250

Financial Assistance for Memory Care in Charleston

Learn more about these programs, plus who’s eligible, on our Memory Care in Illinois page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

Free Memory Care Resources in Charleston

Charleston and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free memory care resources in Charleston, please visit our Memory Care in Illinois page.

Memory Care Laws and Regulations in Charleston

Charleston-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Illinois are required to follow. Visit our Memory Care in Illinois page for more information about these laws.

Memory Care Facilities near Charleston, IL

ArcolaSavoyTerre HauteUrbanaChampaignDecatur

Other Options in Charleston, IL

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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