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The 10 Best Home Care Agencies for Seniors in Yorkville, IL for 2024

Yorkville offers a historic downtown and views of the Fox River, providing both rustic, old-town charm and access to nearby Chicago’s urban amenities. The city is home to 22,594 people, 8.1% of whom are seniors. While the cost of living is about 5% higher than the national average and nearly 12% more than the state of Illinois, seniors can reap the benefits of lower cost health care and housing, which are 7% and 3% lower than the national average, respectively. Yorkville and the surrounding areas offer easy access to numerous hospitals, including Northwestern Medicine Valley West Hospital. Seniors can receive in-home care for $5,672 per month on average. Home health care costs slightly more at $5,720 while also offering light medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Yorkville area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Yorkville, IL

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Paying for Home Care in Yorkville, IL

The Cost of Home Care in Yorkville, IL

Home care in Yorkville can make the difference between seniors remaining in their homes or requiring admission into a long-term care facility. In Yorkville, home care averages $5,672 per month according to the Genworth Cost of Care Survey. This rate is higher than the Illinois average of $5,339 and the U.S. average of $4,957. Kankakee, Bloomington and Springfield offer more affordable care, averaging $524, $619 and $572 less per month than Yorkville, respectively. Comparable care in Danville is significantly more expensive than in Yorkville, averaging $8,818 per month. 

Yorkville

$5,672

Illinois

$5,339

United States

$4,957

Kankakee

$5,148

Danville

$8,818

Bloomington

$5,053

Springfield

$5,100

The Cost of Home Care vs. Other Senior Care Options in Yorkville, IL

Elder adults in Yorkville have access to various types of senior care. Home health care, which includes light medical care in addition to home care services, averages $5,720 per month. Seniors seeking around-the-clock assistance can choose assisted living for nearly $850 less per month. Semiprivate rooms in nursing homes average about $1,300 more than home care services. Adult day health care offers a lower-cost option for $1,842 per month.

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living

$4,825

Nursing Home Care (semiprivate room)

$6,996

Note: Data for Yorkville was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Yorkville, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Yorkville, IL

Seniors in Yorkville have access to several resources designed to make staying in their homes easier. These programs provide support with meals, keep homes in good repair and pay utility bills. Seniors should contact the local offices responsible for overseeing the programs in their area at the provided phone numbers, or visit the websites to learn more about eligibility requirements.

ResourceContactService
Community Nutrition Network(312) 207-5290This program provides homebound seniors with access to nutritious, freshly prepared meals at home 5 days a week. Though the program requests a voluntary contribution, there is no cost for receiving assistance and those unable to donate will not be turned away.
Home Repair and Accessibility Program(312) 836-5200The Home Repair and Accessibility Program provides low-income and very low-income homeowners with funding to repair their homes and make them livable. The assistance is offered as a 5-year forgivable loan.
Low Income Home Energy Assistance Program(630) 553-9100This program provides funding for energy assistance to low-income households. Seniors can apply for assistance once per year and receive a lump sum payment to offset energy costs.
Illinois Home Weatherization Assistance Program(630) 553-9100This program is managed by the Kendall County Health Department. It can assist with making homes energy-efficient by sealing cracks with weather-stripping and caulk, insulating walls or repairing doors and windows. Approved households will receive an energy audit to determine where work is necessary.
Property Tax Relief(630) 553-4104Seniors may qualify for one of several property tax relief and incentive programs in Kendall County. These include a Senior Citizen Homestead Exemption, which can reduce the assessed value of a home by $5,000. They may also qualify for a freeze exemption, which allows taxes to be deferred.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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