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The 10 Best Home Care Agencies for Seniors in Wheat Ridge, CO for 2024

Nestled in the Rocky Mountain foothills, the Wheat Ridge is the suburban home with an overall population of 32,722. The senior population is 20.3%, which is slightly higher than the national average of 16.8% — most likely due to its low crime rate and its affordable health care. In fact, seniors have no problem accessing health care options from the Lutheran Medical Center or Community Health Center in Wheat Ridge. According to the Genworth 2021 Cost of Care Survey, home care in the Wheat Ridge, which shares average home care costs with Denver, offers support with activities of daily living, such as meal prep and grooming and averages $6,769, whereas home health care is a bit higher at $6,864 and offers skilled medical services.

Below we’ve compiled a comprehensive directory of every home care provider in Wheat Ridge– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Wheat Ridge, CO

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Paying for Home Care in Wheat Ridge, CO

The Cost of Home Care in Wheat Ridge, CO

Home health care costs in Wheat Ridge are higher than the state average by nearly $300 and substantially higher than the national average by over $1,800. Costs in Wheat Ridge are also higher than in most of its neighboring cities in Colorado, including Colorado Springs and Greeley, which are located to the south of the city. It is also higher than the cities of Santa Fe and Albuquerque to the south in New Mexico. 

Wheat Ridge

$6,769

Colorado

$6,387

United States

$4,957

Greeley

$5,768

Santa Fe

$6,378

Albuquerque

$4,671

The Cost of Home Care vs. Other Senior Care Options in Wheat Ridge, CO

In-home care includes help with daily activities of living such as cleaning and meal preparation. It is about $100 cheaper than home health care, which is another option for those who want to stay in their homes but require aid with medical tasks such as medication administration and health checks. In-home care costs about $1,200 more than assisted living but is still more affordable than nursing home care in Wheat Ridge. Nursing care, which provides the highest level of service, is approximately $1,900 more than home care. Adult day care costs significantly less but requires the arrangement of transportation and may not include specific medical care.

Home Care

$6,769

Home Health Care

$6,864

Adult Day Health Care

$2,275

Assisted Living Facility

$5,500

Nursing Home Facility (semiprivate room)

$8,669

Note: Data for Wheat Ridge was unavailable, so data for the nearest city, Denver, was used instead.

Financial Assistance for Home Care in Wheat Ridge, CO

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Wheat Ridge Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Wheat Ridge:

ResourceContactAddressService
Active Adult Center(303) 205-75006363 W 35th Avenue, Wheat Ridge, CO 80033Run by the Wheat Ridge Parks and Recreation department, the Active Adult Center functions as a hub for community programs aimed at seniors aged 50 and over. Fitness-focused groups include those dedicated to low-impact exercises such as yoga, Zumba, qi gong and tai chi. There are also hiking, gardening, gaming, and discussion groups and day trips to museums and concerts through which seniors can make new social connections. 
Seniors’ Resource Center(303) 238-81513227 Chase Street, Denver, CO 80212The SRC is a nonprofit organization that supports seniors and disabled people with low- or no-cost services that can help them remain in their homes while improving their quality of life. Assistance includes in-home care and adult day care programs that provide respite for primary caregivers. The organization’s volunteers also help out seniors with shopping, yard work and meal preparation. SRC helpline staff can also direct callers to other resources and assistive services in the area.
Colorado Low-income Energy Assistance Program(866) 432-84351575 Sherman Street, Denver, CO 80203This federally funded program works to help seniors and low-income Coloradans pay for a portion of their heating costs in the colder months. LEAP can provide payments directly to fuel vendors and can also be used to pay for upkeep and upgrades for existing furnaces. Applications are open between November and April; income restrictions apply. The related Crisis Intervention Program focuses on helping residents get immediate help in emergency situations when a primary heating source suddenly fails; call (855) 469-4328 for more information. 
Weatherization Assistance Program(720) 236-1321953 Decatur Street, Denver, CO 80204Like LEAP, this program helps low-income state residents with heating costs, but the WAP does so through providing free home improvements that can permanently lower energy costs. Such home improvements include adding insulation, updating lighting fixtures, sealing windows and replacing old, inefficient appliances with newer ones. The program is automatically open to those receiving LEAP, SSI, SNAP, TANF or AND services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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