Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Westbrook, ME for 2024

Located in Cumberland County along the outskirts of Portland, Westbrook is a small city with 20,572 residents, and seniors make up 18.2% of the population. Westbrook’s cost of living is on par with the national average, and local seniors can expect to pay about $5,840 per month for non-medical home care services. Home health care costs slightly more, and comprehensive hospital services are available in neighboring Portland at the Maine Medical Center.

Below we’ve compiled a comprehensive directory of every home care provider in the Westbrook area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Westbrook, ME

18 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Paying for Home Care in Westbrook, ME

The Cost of Home Care in Westbrook, ME

The Genworth 2021 Cost of Care Survey shows that at $5,840 per month, average home care rates in Westbrook are $120 above the statewide average of $5,720 and $883 higher than the national median of  $4,957. In nearby Lewiston, seniors pay about $5,339 for home care, and in Bangor, the same type of care costs around $5,720. Just across the state line in Manchester, NH, seniors pay an average of $6,149 per month for home care services. 

Westbrook

$5,840

Maine

$5,720

United States

$4,957

Lewiston

$5,339

Bangor

$5,720

Manchester, NH

$6,149

The Cost of Home Care vs. Other Senior Care Options in Westbrook, ME

Average rates for senior care services in Westbrook range from $2,600 for adult day health care to $11,315 for a semiprivate room in a nursing home. Home care costs about $5,840 per month, while home health care, which includes some skilled intermittent nursing and rehabilitation services, costs slightly more at $6,101. Monthly fees for assisted living care in the Westbrook area average around $6,525. 

Home Care

$5,840

Home Health Care

$6,101

Adult Day Health Care

$2,600

Assisted Living Facility

$6,525

Nursing Home Facility (semiprivate room)

$11,315

Note: Data for Westbrook was unavailable, so data for the nearest city, Portland, was used instead. 

Financial Assistance for Home Care in Westbrook, ME

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Westbrook, ME

Westbrook seniors who prefer to spend their retirement years in their own homes can access free and low-cost support through a number of government programs and community-based organizations. 

ResourceContactService
Critical Home Repair – Habitat for Humanity of Greater Portland (207) 772-2151Habitat for Humanity's Critical Home Repair program provides free critical home repairs to low-income homeowners throughout Cumberland County. Seniors who need home repairs to safely age in place can apply to the program for help with structural problems; accessibility issues and plumbing, electrical and heating systems.
Westbrook Senior Property Tax Assistance Program (207) 591-8130The Westbrook Senior Property Tax Assistance Program provides low-income senior homeowners with relief on their property tax bills. To qualify, seniors must have lived in Westbrook for at least 10 years, own and occupy their own home and be aged 65 and older.
Meals On Wheels(800) 427-7411Seniors aged 60 and older who are housebound and/or unable to prepare their own healthy, balanced meals may be eligible to receive frozen prepared noontime meals each Tuesday or Thursday through the Meals on Wheels program. The meals are delivered by volunteer drivers who perform an informal wellness check on each participant, and additional heat-and-serve meals may be available for use on the weekends. Seniors who want a daily wellness check can take advantage of the Phone Pals program.
Regional Transportation Program (207) 774-2666 or (800) 224-0704Westbrook seniors who cannot use the regular fixed-route public transit system due to mobility issues may be eligible for free door-to-door transportation through its ADA complementary para-transit system. This on-demand, wheelchair-accessible service can be used to travel to destinations throughout Cumberland County for non-urgent medical appointments, shopping trips and social activities.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


Âİ 2024 Caring, LLC. All rights reserved.