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The 3 Best Home Care Agencies for Seniors in Winchester, OH for 2024

Winchester is a small village in Adams County near Cincinnati with a population of just over 1,000 people. Based on the statistics from Adams County, approximately 19% of the population is 65 and older. With a close proximity to the city, Winchester offers plenty of opportunities for seniors in the area. Those who require home care can expect to pay an average of $4,767 per month, which is about $286 more than the state and national averages.

Below we’ve compiled a comprehensive directory of every home care provider in the Winchester area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Winchester, OH

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Paying for Home Care in Winchester, OH

The Cost of Home Care in Winchester, OH

According to the Genworth 2020 Cost of Care Survey, the average monthly cost of home care in Winchester is $4,767, which is slightly more than the state and national average of $4,481. Located in the far southeast corner of Ohio, Winchester is one of the more expensive cities in the state for home care. Columbus and Lima residents pay $4,576, while those in Canton and Youngstown pay $4,338 and $4,004 respectively.

Winchester

$4,767

Ohio

$4,481

United States

$4,481

Columbus

$4,576

Lima

$4,576

Canton

$4,338

Youngstown

$4,004

The Cost of Home Care vs. Other Senior Care Options in Winchester, OH

The cost of $4,767 for home care, which provides basic activities of daily living, and home health care at $4,862, which also adds medical assistance are fairly pricey compared to other options. Adult day health is the least expensive option at $1,560 for those who only need help during the day. Assisted living is a residential community option that costs an average of $4,750. However, a nursing home provides the most extensive treatment with around-the-clock monitoring, which costs an average of $8,152 per month.  

Home Care

$4,767

Home Health Care

$4,862

Adult Day Health

$1,560

Assisted Living

$4,750

Nursing Home Care (semi-private room)

$8,152

Note: Data for Winchester was unavailable, so data for the nearest city, Cincinnati, was used instead.   

Financial Assistance for Home Care in Winchester, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Winchester, OH

The following are a list of resources for seniors who are located in Winchester and northeastern Ohio. These services are free or at a low cost and allow seniors to remain in their homes for as long as possible. 

ResourceContactService
Northeastern Ohio Elderly Home Repair Program(419) 784-5393This program helps seniors aged 60 and older address minor repairs and safety issues within their homes. Services include installing grab bars, handheld shower installations and handicap toilets. Other services include installing bathroom and kitchen modifications, repairing or replacing heating units or water heaters and roof repairs.
Ohio Weatherization Assistance Program(800) 282-0880Seniors aged 60 and older with a limited income may qualify for weatherization assistance to make their homes more energy efficient during extreme weather conditions. Seniors who receive SSO or TANF are eligible for this program.
Home Energy Assistance Program (HEAP)(800) 282-0880HEAP is a federally funded program that helps low-income seniors aged 60 and older meet the cost of heating their homes in the winter. HEAP pays a one-time payment that covers all or most of their current winter health usage.
Northeast Ohio Meals on Wheels(330) 515-5605Meals on Wheels provides nutrition and companionship to seniors who live in the area. The meals are healthy and nutritious and designed to promote wellness for those who are facing hunger.
Frances Steube Community Center(614) 837-8276The France Steube Community Center provides a safe place for seniors in the area to meet and take part in activities and programs. Activities include dancing, meals, bingo, card games, arts and crafts and regular outings.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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