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The 5 Best Home Care Agencies for Seniors in West Bend, WI for 2024

West Bend is home to nearly 32,000 residents and has a senior community that makes up 17.4% of the population, which is large compared to the national average of 16.5%. This city is a generally safe community with low violent crime rates, which may provide peace of mind to older adults who live alone, and local housing costs are generally affordable and may make it financially feasible for older adults to age in place. Several local medical facilities, including West Bend Health Center, provide easy access to high-quality care for those managing chronic conditions. The city also has several home care providers who help older adults obtain the services they need for optimal safety and quality of life at home. On average, seniors in West Bend pay $5,053 per month for home care. For older adults who require skilled nursing services at home, home health care may be a more appropriate option. 

Below we’ve compiled a comprehensive directory of every home care provider in the West Bend area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in West Bend, WI

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Paying for Home Care in West Bend, WI

The Cost of Home Care in West Bend, WI

The Genworth 2020 Cost of Care Survey indicates that in West Bend, home care agencies charge $5,053 per month on average. This is about $100 higher than the state median of $4,957 and several hundred dollars higher than the national monthly rate of $4,481. In the Wausau area, care costs are considerably more competitive at $4,195. In Oshkosh, rates are consistent with the state average at $4,957, and in Racine, fees exceed West Bend’s average at $5,148.  

West Bend

$5,053

Wisconsin

$4,957

United States

$4,481

Oshkosh Area

$4,957

Wausau Area

$4,195

Racine

$5,148

The Cost of Home Care vs. Other Senior Care Options in West Bend, WI

Senior care costs in the West Bend region vary depending on the environment an individual obtains care in and the level of service they need. Home care is moderately priced at $5,053, and home health care, which features some skilled nursing services, is a little costlier at $5,243. Older adults who live at home may save money by attending an adult day health center, which provides care in a daytime community setting for $1,322 monthly. Assisted living rates are comparable to home care at $5,073 monthly, and nursing home rates are higher at $9,429 for semiprivate accommodations.  

Home Care

$5,053

Home Health Care

$5,243

Adult Day Health

$1,322

Assisted Living

$5,073

Nursing Home Care (semiprivate room)

$9,429

Note: Data for West Bend was unavailable, so data for the nearest city, Milwaukee Area, was used instead. 

Financial Assistance for Home Care in West Bend, WI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in West Bend, WI

Older adults in West Bend make important decisions regarding their long-term care plans with the help of several local nonprofit agencies and programs. The following table features resources that provide free and low-cost services to help seniors obtain the care they need at home, reduce their expenses and prevent loneliness and isolation.

ResourceContactService
Senior Citizens Activities, Inc.(262) 335-4498Senior Citizens Activities is a local nonprofit organization that facilitates social and recreational activities for older adults, including bingo, book clubs, cribbage, knitting and crocheting and Wii bowling. It hosts daily fitness activities, such as chair yoga, line dancing and pickleball. It also has monthly foot care clinics and special events throughout the year.
Aging and Disability Resource Center(262) 335-4497The Aging and Disability Resource Center serves those aged 60 and over, providing a single point of entry for community-based services. Its Information & Assistance program connects older adults with community-based supports, services and financial assistance, and it has benefits counselors who screen seniors for eligibility for public benefits that may help cover home care services. It also operates a senior dining program, which provides congregate and home-delivered meals to qualifying individuals.
Interfaith Caregivers of Washington County(262) 365-0902Interfaith Caregivers of Washington County connects qualifying older adults in West Bend with screened volunteers who provide help with nonmedical tasks. Through this organization, seniors can get help with weekly grocery shopping, attending medical appointments, light housekeeping and yard clean-up and in-home visits or phone calls. The organization also maintains an up-to-date list of local organizations that serve seniors.
Weatherization Assistance Program(866) 432-8947The statewide Weatherization Assistance Program provides home improvements and upgrades for qualifying individuals, helping them optimize their home’s comfort while reducing their utility expenses. Eligibility is based on income, and those receiving Supplemental Security Income and the Temporary Assistance to Needy Families program are automatically eligible for weatherization services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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