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The 10 Best Home Care Agencies for Seniors in Wesley Chapel, FL for 2024

Wesley Chapel, Florida, is located in Pasco County, which is home to over 64,800 residents. A suburb of Tampa, the community offers a high quality of life and is growing increasingly popular with seniors, who make up over 11% of the population — significantly less than the national rate of 16.8%. Still, residents can experience a sunny, year-round climate and the area offers plenty of opportunities to enjoy nature and outdoor activities, with numerous lagoons, district parks and walking trails. The city  features award-winning golf clubs, great restaurants and numerous shopping centers. Additionally, seniors have access to top-quality medical care at AdventHealth’s Wesley Chapel campus, which offers specialized geriatric care services.

According to the Genworth 2021 Cost of Care Survey, the average cost of home care in Wesley Chapel is $4,767 per month. While in-home care does not include medical services, seniors can opt for home health care services that include the assistance of a skilled nursing aide. These services are only slightly more expensive, at $4,862.

Below we’ve compiled a comprehensive directory of every home care provider in Wesley Chapel– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Wesley Chapel, FL

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Paying for Home Care in Wesley Chapel, FL

The Cost of Home Care in Wesley Chapel, FL

As part of the Tampa Bay Metropolitan Area, Wesley Chapel has the same care costs. This means that the average cost of home care is $4,767 per month, which is right in-line with the statewide median and almost $200 lower than the U.S. national average. These rates are the same as Orlando and around $1,000 less expensive than nearby cities, such as North Port and The Villages, where costs average $5,720. Budget-conscious seniors can expect to find slightly less expensive rates in the Lakeland area, where costs average $4,576 per month.

Wesley Chapel

$4,767

Florida

$4,767

The United States

$4,957

Orlando

$4,767

The Villages

$5,720

Lakeland

$4,576

North Port

$5,720

The Cost of Home Care vs. Other Senior Care Options in Wesley Chapel, FL

Seniors have several other options to consider when planning for long-term care. Those who only require part-time assistance may be good candidates for adult day health care — the most affordable option at $2,123. Assisted living will also save seniors around $1,400 to $1,500 per month compared to in-home care and the light medical services provided by home health care. Individuals with more complex care needs can access nursing home care, where rates start at $8,927 for semiprivate rooms.

Home Care

$4,767

Home Health Care

$4,862

Adult Day Health Care

$2,123

Assisted Living

$3,350

Nursing Home Care (semiprivate room)

$8,927

Financial Assistance for Home Care in Wesley Chapel, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Wesley Chapel City Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Wesley Chapel:

ResourceContactAddressService
Emergency Home Energy Assistance for the Elderly Program(727) 834-32979549 Koger Blvd N #100, St. Petersburg, FL 33702This program is administered through the Area Agency on Aging of Pasco-Pinellas. It provides assistance with energy bills for low-income families with at least one household member age 60 and older. It is geared towards those with past due energy bills or services that have already been disconnected for nonpayment. Applicants are required to interview for assistance in person for identity verification purposes. 
Meals on Wheels – Pasco(813) 782-785938145 15th Ave, Zephyrhills, FL 33542Meals on Wheels provides in-home meal delivery services to area seniors and other homebound individuals. Recipients can sign up for meals on the program website to receive a hot, nutritious lunch each day. Menus include fresh produce, a main course and a dessert option. 
Weatherization Assistance Program(352) 796-1425820 Kennedy Blvd, Brooksville, FL 34601A program of Mid-Florida Community Services, the Weatherization Assistance Program is geared towards area seniors, disabled residents and low-income families. The goal of this program is to improve energy efficiency in existing homes. A pre-service inspection will determine what steps need to be taken to ensure the safety of the home environment. This includes an assessment of sealing, weather stripping and water tank functionality. 
Community Aging and Retirement Services, Inc.(352) 521-630013906 5th St, Dade City, FL 33525This organization is focused on helping area seniors with any number of issues, including assistance with the activities of daily living, transportation assistance and coordination of resources to help with financial issues. The services provided to Pasco area seniors help them to remain independent longer and also provide support with everything from wellness to home health. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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