The 10 Best Home Care Agencies for Seniors in Wantagh, NY for 2024

Q: How can I find home care agencies near me with availability?

Start by reviewing the list of local home care agencies above. Once you&#8217;ve selected a few home care agencies, contact the case manager to inquire about availability.

Q: What is the average cost for in-home elderly care in Wantagh?

The average monthly rate for <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html">home care in Wantagh is $5,991</a>, based on 44 hours of care weekly. This works out to about $1,383 per week, or $31.42 per hour.

Q: How do you pay for senior care at home?

Many insurance plans include either partial or full coverage for in-home senior care services. Seniors who are veterans or dependents can apply for one of two enhanced pension benefits offered by the VA that provide cash for home care costs. Many seniors opt to cover their home care costs on a private-pay basis.

Q: Assisted living homes vs. home care: how to decide?

Home care is an ideal solution for seniors who want to age-in-place in their own homes and who can safely manage with some in-home support from home care providers, family caregivers and community-based programs. Assisted living can be a good option for seniors who want to reside in a community where caregivers are on-site 24/7, and all meals and snacks are included in the monthly rate.

Q: Who pays for cleaning supplies in home care?

In general, home care clients provide cleaning supplies and equipment used by home care workers. The home care agency pays for any personal protective equipment, or PPE, used by home care providers, such as face masks or respirators, face shields and disposable medical gloves.

Wantagh is a small, census-designated place located in the Town of Hempstead, where 16.3% of the 18,613 residents are seniors aged 65 and older. Genworth’s 2020 Cost of Care Survey shows that the average monthly cost of home care in Wantagh is $4,957, or $143 more than the statewide average of $4,814. Wantagh is located in Nassau County, NY, where seniors have access to a number of programs and services designed to promote health, wellness and independence among older adults.

Below we’ve compiled a comprehensive directory of every home care provider in the Wantagh area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Wantagh, NY

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Paying for Home Care in Wantagh, NY

The Cost of Home Care in Wantagh, NY

According to the Genworth 2020 Cost of Care Survey, Wantagh home care services cost an average of $4,957, which matches rates in neighboring Poughkeepsie. Rates in Wantagh are above the state and nationwide averages of $4,814 and $4,481 respectively. In nearby Kingston, rates are somewhat more affordable at $4,385. In the state capitol, Albany, rates are higher at an average of $5,148 per month.

Wantagh

$3,718

New York

$4,814

The United States

$4,481

Poughkeepsie

$4,957

Kingston

$4,385

Albany

$5,148

The Cost of Home Care vs. Other Senior Care Options in Wantagh, NY

In Wantagh, average home care and home health care costs are the same, despite the fact that home health care also includes some limited in-home medical care. Adult day health care runs $1,950 per month, while assisted living rates average $5,991 per month. Nursing home care, which provides around-the-clock skilled nursing care to those with complex medical needs, costs an average of $11,771 per month for a semiprivate room.

Home Care

$4,947

Home Health Care

$4,957

Adult Day Health

$1,950

Assisted Living

$5,991

Nursing Home Care (semi-private room)

$11,771

Note: Data for Wantagh was unavailable, so data for the nearest city, New York Area, was used instead.

Financial Assistance for Home Care in Wantagh, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Wantagh, NY

Wantagh seniors who prefer to age in place can take advantage of a number of free and low-cost programs offered through government agencies and nonprofit organizations. These programs include home meal delivery services for seniors, barrier-free transit and support for veterans.

Resource	Contact	Service
Nassau County Veterans Service Agency	(516) 572-6565	The Nassau County Veterans Service Agency helps veterans and their dependents receive the maximum entitlements available through county, state and federal programs. VSA staff can help veterans apply for the VA Aid and Attendance and Housebound pension programs, which beneficiaries can use towards in-home care costs.
Nassau County Special Transportation	(516) 227-7399	Seniors with disabilities that prevent them from using the regular fixed-route public transit system can apply to use Nassau County's Able-Ride/Paratransit service. This service provides low-cost, curb-to-curb transit service in all areas in Nassau County served by the MTA-Long Island Bus service. Caregivers and companions travel for free, and all rides must be reserved in advance.
Habitat for Humanity Critical Home Repair	(516) 627-6047	Volunteers with Nassau County Habitat for Humanity provide free critical home repair services to low-income homeowners who need help completing home repairs related to health and safety or code violations. These repairs can include interior or exterior work, as well as work needed to make the home safe for seniors, such as installation of wheelchair ramps, raised-height toilets and safety bars to reduce the risk of falls.
Catholic Charities of Long Island	(516) 771-3410	Catholic Charities of Long Island's Senior Services department helps seniors aged 60 and older remain active and independent. Services include case management for seniors who wish to age-in-place in their own home, and Meals on Wheels, a low-cost weekday home meal delivery service for housebound seniors in Nassau County.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs

The 10 Best Home Care Agencies for Seniors in Wantagh, NY for 2024