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The 10 Best Home Care Agencies for Seniors in Walnut Creek, CA for 2024

Situated in San Francisco’s East Bay Area, Walnut Creek is the financial and cultural hub of Contra Costa County, surrounded by natural beauty. It’s not surprising that 30.4% of the city’s population of roughly 70,000 is aged 60 and over — nearly twice the national average of 16.8%. Local health care options include John Muir Health and Kaiser Permanente Walnut Creek Medical Center.

Walnut Creek residents choosing to age in place can get assistance with housekeeping and routine personal care from home care agencies. According to the 2021 Genworth Cost of Care Survey, the average monthly cost of home care in Walnut Creek is $6,864. Home health care is available to those who require home-based clinical services.

Below we’ve compiled a comprehensive directory of every home care provider in Walnut Creek– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Walnut Creek, CA

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Paying for Home Care in Walnut Creek, CA

The Cost of Home Care in Walnut Creek, CA

Seniors in Walnut Creek and other Bay Area communities pay an average of $6,864 for home care. This is more expensive than both the California average of $6,101 and the national average of $4,957. Residents of San Jose pay the highest home care costs in California at an average of $7,102. Conversely, the most affordable costs are found in Visalia at $5,339 per month. Those on the South Coast in San Diego pay $6,387, while home care costs rise to $6,673 in the Northern California community of Redding.

Walnut Creek

$6,864

California

$6,101

The United States

$4,957

Visalia

$5,339

San Diego

$6,387

Redding

$6,673

San Jose

$7,102

The Cost of Home Care vs. Other Senior Care Options in Walnut Creek, CA

Although the most affordable home care option in Walnut Creek is adult day health care at $1,950, this option doesn’t cover evening, night and weekend care. Assisted living is a good option for those who need help with the activities of daily living and comes with a monthly price tag of $6,319, while those in nursing homes pay the highest cost of $11,566 per month. At $7,150, home health care costs slightly more than home care.

Home Care

$6,864

Home Health Care

$7,150

Adult Day Health Care

$1,950

Assisted Living Facility

$6,319

Nursing Home Facility (semiprivate room)

$11,566

Note: Data for Walnut Creek was unavailable, so data for the nearest city, San Francisco, was used instead.

Financial Assistance for Home Care in Walnut Creek, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Walnut Creek, CA

Seniors in Walnut Creek can get free and low-cost services through many local agencies and programs to help them reduce overall care costs and improve their quality of life. Through the following resources, you can find transportation services, home-delivered meals and social and recreational activities, as well as programs to make your home a safe and comfortable environment.  

ResourceContactService
South County Services(209) 745-9174South County Services is a local nonprofit organization that supports the financial security and independence of older adults in Walnut Creek. Through this service, you can obtain utility assistance, free supplemental food and vouchers for public transportation to help reduce what you pay for in-home care. The agency also has an eviction avoidance program that provides emergency assistance to those at risk of eviction from their rental due to nonpayment.
Home Rehabilitation & Emergency Repair Program(510) 803-3388Walnut Creek partners with Habitat for Humanity to provide loans for necessary home repairs for qualifying individuals in the region. Through this program, you can ensure your home is a safe and habitable environment. It pays for expenses such as new roofs or gutters, central air conditioning, kitchen and bathroom remodels, ramps and grab bars. You don't need to repay the loans until you sell the house or transfer it to another owner.
Area Agency on Aging(800) 510-2020The local Area Agency on Aging provides a broad range of services to help older adults remain in their own homes. Through this agency, you can access low-cost transportation services and congregate and home-delivered meals, as well as information and referral services, to help you determine the programs and services available through the community.
Meals on Wheels Diablo Region(925) 937-8311The local Meals on Wheels program provides home-delivered meals and friendly visits to homebound individuals in Walnut Creek and the surrounding region. Services are available to those unable to shop for or prepare meals themselves, regardless of income. The organization provides other services, such as health and wellness activities, information and referral services and care management, which can help you obtain the necessary services to age in place.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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