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The 10 Best Home Care Agencies for Seniors in Wake Forest, NC for 2024

Spread between Franklin, Granville and Wake counties, Wake Forest, NC, lies 18 miles from downtown Raleigh. The town has about 51,000 residents and seniors aged 65 and older compose approximately 12% of the local population. Wake Forest offers diverse leisure options, a relatively pleasant climate and lower-than-average crime rates. The award-winning WakeMed North Hospital is within the town, providing comprehensive services in various medical specialties. Seniors also have access to relatively affordable home care services, with agencies typically charging around $4,957 per month, which is in-line with the national average. While home care providers provide nonmedical assistance with everyday activities, home health care companies charge the same monthly rate for skilled nursing services in the home.

Below we've compiled a comprehensive directory of every home care provider in the Wake Forest area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Wake Forest, NC

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Paying for Home Care in Wake Forest, NC

The Cost of Home Care in Wake Forest, NC

In Wake Forest, home care costs an average of $4,957 per month according to Genworth’s Cost of Care Survey. This is the same as the national average but several hundred dollars higher than the state average of $4,385. The median cost of monthly home care is the same in Asheville as in Wake Forest, with the two cities having some of the highest in-home care fees in North Carolina. Prices are lower in Charlotte, Greensboro and Goldsboro, where seniors generally pay $4,668, $4,195 and $3,813, respectively.  

Wake Forest

$4,957

North Carolina

$4,385

United States

$4,957

Charlotte

$4,668

Asheville

$4,957

Greensboro

$4,195

Goldsboro

$3,813

The Cost of Home Care vs. Other Senior Care Options in Wake Forest, NC

In Wake Forest, it typically costs the same for the personal care services of home care and the medical services of home health care; both options average $4,957 per month. Assisted living and nursing home care are more expensive, with respective base rates of $5,388 and $6,996 per month. In contrast, adult day health care is $3,657 less per month than home care.

Home Care

$4,957

Home Health Care

$4,957

Adult Day Health Care

$1,300

Assisted Living

$5,388

Nursing Home Care (semiprivate room)

$6,996

Note: Data for Wake Forest was unavailable, so data for the nearest city, Raleigh, was used instead.

Financial Assistance for Home Care in Wake Forest, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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