Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Vista, CA for 2024

Caring’s 2022 Senior Living Report recognizes Vista, CA, as one of the best cities to retire for its mild Mediterranean climate, overall safety and accessible health care options. It’s home to over 98,655 residents aged 65 and older, which make up about 11% of the city’s population. Despite a high overall cost of living due to steep housing prices, Vista has affordable health care, and seniors have easy access to Tri-City Medical Center. Home care in the area, which does not include medical services like home health care, is considered expensive at $6,387 per month, according to Genworth’s 2021 Cost of Care Survey. The city’s dedicated senior services and HomeShare program may help low-income seniors afford to remain in the community.

Below we’ve compiled a comprehensive directory of every home care provider in Vista– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Vista, CA

42 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

3

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Paying for Home Care in Vista, CA

The Cost of Home Care in Vista, CA

Genworth Financial’s 2021 Cost of Care Survey shows that Vista and the San Diego metro area have an average home care cost of $6,387 per month. This amount is nearly $300 above the California average of $6,101 and approximately $1,400 greater than the nationwide figure which is $4,957. Many inland areas in Southern California are less expensive, with El Centro being the cheapest and saving Vista seniors almost $3,000 monthly. Riverside, Los Angeles and Oxnard are also less costly than Vista by between $300 to $500.

Vista

$6,387

California

$6,101

The United States

$4,957

Riverside

$6,101

Los Angeles

$5,911

El Centro

$3,432

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in Vista, CA

Vista’s home care and home health care costs have minimal price differences, although the latter option includes nursing services. Assisted living is more affordable by almost $1,000 and covers board and care costs. The cheapest senior care option is adult day care, costing less than one-third of the price for home care. Nursing home care costs almost $3,000 more than home care due to its provision of 24-hour skilled clinical support in an institutional setting.

Home Care

$6,387

Home Health Care

$6,473

Adult Day Care

$2,058

Assisted Living

$5,475

Nursing Home Care (semiprivate room)

$9,384

Note: Data for Vista was unavailable, so data for the nearest city, San Diego, was used instead.

Financial Assistance for Home Care in Vista, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Vista Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Vista:

ResourceContactAddressService
Senior Services Center(760) 643-52881400 Vale Terrace Drive, Vista, CA 92084The Gloria McClellan Adult Activity and Resource Center is a state-funded center that offers a range of services and activities for senior citizens in the community. Services offered by the center include tax assistance, legal assistance, hearing screenings, transportation and health insurance counseling. The center provides lunch to seniors who attend activities and there is no charge for the meal. Activities offered include bridge, knitting circles, movies, bingo, sewing classes, chair yoga and fitness classes. Some of the classes are free and others charge a small fee. 
Meal Delivery Service(760) 643-52881400 Vale Terrace Drive, Vista, CA 92084This program is funded by the federal government, the city of Vista and donations from the community. The aim of the service is to provide meals to seniors over the age of 60 who are homebound. In order to qualify for the program, seniors must be incapable of doing at least two of the following activities on their own: bathing, walking, eating, dressing and toileting. Clients are assessed on a quarterly basis to ensure that they still qualify for assistance. A meal is delivered on a daily basis from Monday to Friday and two frozen meals are provided for the weekend. There is a suggested contribution for each meal but finance is provided to those who are unable to pay. 
Transport(760) 643-52881400 Vale Terrace Drive, Vista, CA 92084Out and About Vista is a program funded by the city of Vista. The aim of the program is to promote self-sufficiency for senior citizens and enable them to live in their own homes for a longer period of time. Volunteers from the community, use their private vehicles to transport homebound seniors to the shops, banks and social events. The volunteers are reimbursed for the mileage and supplemental insurance required. A notice period of 24 hours is required when booking a ride with this system. Donations are appreciated but there is no charge for using the transport service.  

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.