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The 10 Best Home Care Agencies for Seniors in Vancouver, WA for 2024

Vancouver, Washington, is actually a suburb of Portland, Oregon. Approximately 16.2% of Vancouver’s population of a little more than 192,000 citizens are 65 and over — slightly less than the national average of 16.8%. The cost of living in Vancouver is lower than average for Washington state, making it a good retirement choice for those seeking a Pacific Northwest lifestyle without the area’s typical high costs. Vancouver residents can access PeaceHealth Southwest Medical Center and Oregon Health & Science University Hospital.

According to the 2021 Genworth Cost of Care Survey, home care in Vancouver averages $7,146 per month. This covers help with daily and household tasks. Seniors who need light medical services should opt for home health care.

Below we’ve compiled a comprehensive directory of every home care provider in Vancouver– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Vancouver, WA

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Paying for Home Care in Vancouver, WA

The Cost of Home Care in Vancouver, WA

Home care services in Vancouver and other communities in the Portland Metro Area average $7,146 per month, which is more than the average for Washington State and the national average. Home care costs in other Washington communities fluctuate from a high in Mt. Vernon to a low in Wenatchee. Those in Spokane pay a monthly average below that of Vancouver, as do their counterparts in Seattle.

Vancouver

$7,146

Washington

$6,547

The United States

$4,957

Mt. Vernon

$7,245

Wenatchee

$5,911

Spokane

$6,387

Seattle

$6,769

The Cost of Home Care vs. Other Senior Care Options in Vancouver, WA

Except for nursing home care, which costs much more for a semiprivate room, home care and home health care are the most expensive options for senior care in Vancouver.  Those who choose adult day health care pay the least, but may only receive care outside the home during weekday business hours. Seniors in assisted living facilities pay more than for adult day care, but thousands less than home care. 

Home Care

$7,146

Home Health Care

$7,146

Adult Day Care

$2,708

Assisted Living

$4,975

Nursing Home Care (semiprivate room)

$10,661

Financial Assistance for Home Care in Vancouver, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Vancouver, WA

Vancouver seniors who wish to age in place in the comfort of their own homes can access support through a number of free and low-cost programs. These include meal delivery for homebound seniors, assistance in finding home care services and help with safety-critical home repairs.

ResourceContactService
Meals on Wheels People(503) 736-6325Meals on Wheels People is a nonprofit organization that operates the MOW program in Vancouver. Housebound seniors who are unable to prepare their own healthy, balanced meals can sign up to receive a hot noontime meal Monday through Thursday. The meals are delivered by volunteers who perform informal wellness checks on program participants, and seniors are asked to contribute toward the cost of each meal if they have the financial means to do so.
Area Agency on Aging & Disabilities of Southwest Washington(360) 694-8144 or (888) 637-6060 The Area Agency on Aging & Disabilities of Southwest Washington is a nonprofit organization that plans and oversees programs and services for Vancouver seniors aged 60 and older. Agency staff can help seniors and their families find local home care services, connect with free Medicare counseling, sign up for free health and wellness classes, and discover other programs that help older adults remain as independent as possible.
C-VAN Paratransit(360) 695-8918C-TRAN is the public transit provider for Vancouver, and seniors who are unable to ride the regular, fixed-route C-TRAN buses due to disability can apply to use C-VAN, Vancouver's paratransit service. This shared-ride, reservation-based service operates within 3/4 of a mile of all regular routes, and riders can use C-VAN to travel to any destination within the C-TRAN service area.

Determining Your Loved One’s Need for In-Home Care

Vancouver seniors who wish to age in place in the comfort of their own homes can access support through a number of free and low-cost programs. These include meal delivery for homebound seniors, assistance in finding home care services and help with safety-critical home repairs.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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