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The 10 Best Home Care Agencies for Seniors in Trumbull, CT for 2024

Trumbull, located in Fairfield County, Connecticut, is a charming town home to nearly 37,000 residents. Seniors aged 65 and older, who make up 17.7% of the total population, can enjoy a small-town atmosphere while maintaining easy access to neighboring cities such as Bridgeport and Shelton. The area is conveniently located near numerous world-class medical institutions, including the Milford Campus of Bridgeport Hospital and Yale New Haven Hospital. According to the Genworth Cost of Care Survey 2021, seniors in the Trumbull area pay an average of $5,339 per month for home care services. This price is the same for in-home care for seniors who require daily assistance, and home health care, for individuals who need additional medical supervision.

Below we’ve compiled a comprehensive directory of every home care provider in Trumbull– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Trumbull, CT

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Paying for Home Care in Trumbull, CT

The Cost of Home Care in Trumbull, CT

As Trumbull is just minutes from Bridgeport, the two towns share the same cost data. At $5,339 per month, home care costs are about $100 higher than the state median and nearly $400 more than the national average. Costs are similar in the Hartford area, while New Haven is a little less expensive, with costs that match the state average. However, Trumbull is an affordable option compared to Norwich as well as the nearby New York area, both of which have average costs that exceed $5,500 per month.

Trumbull

$5,339

Connecticut

$5,243

The United States

$4,957

New Haven

$5,243

Hartford

$5,329

Norwich

$5,506

New York City Area

$5,529

The Cost of Home Care vs. Other Senior Care Options in Trumbull, CT

Home care services are more than $900 less expensive than the cost of an assisted living facility. Seniors who require a lesser level of assistance and supervision may explore the option of adult day health care, which is the most affordable type of care in Trumbull. While nursing homes offer the most comprehensive services and care, they’re by far the most expensive option. Accommodation in a semi-private room is over $11,000 more expensive per month than home care.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living Facility

$6,273

Nursing Home Facility (semiprivate room)

$16,805

Note: Data for Trumbull was not available, so data for the nearest city, Bridgeport, was used instead. 

Financial Assistance for Home Care in Trumbull, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Trumbull Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Trumbull:

ResourceContactAddressService
Emergency Services Program(203) 452-519823 Priscilla Place, Trumbull, CT 06611Low-income seniors in Trumbull who are unable to pay for critical expenses may be able to get assistance from the city’s emergency services program. Those in need should immediately contact the Trumbull Social Service department. Applicants will be screened and assigned an appointment. To be eligible, seniors must be residents of the city and have exhausted all other sources of benefits. Financial assistance can be used to pay for utilities, medications, food and other pressing needs.
Home Delivered Meals(203) 332-3264200 Myrtle Street, New Britain CT 06053Under authority from Title III of the Older Americans Act (OAA), CW Resources is able to provide home-delivered meals to seniors in need throughout Trumbull. In addition to nutritious, well-balanced meals, drivers provide a wellness check with each visit. Participants in this program must be at least 60 years old. Funding is provided by the state and federal government as well as anonymous donations. Special meals are available for seniors with certain dietary restrictions. Nutrition education and counseling are also available.
Connecticut Statewide Respite Care Program(203) 333-92881000 Lafayette Boulevard, 9th Floor, Bridgeport, CT 06604Respite is available to some caregivers in Trumbull who need a break from their duties. Eligible applicants can receive assistance through traditional care options or they can receive a subsidy of up to $7,500 per year to pay for care. How much each participant receives depends on their unique needs and the level of funding available. Only individuals who have a physician’s statement certifying the condition of Alzheimer’s disease or related dementia are eligible. The program is administered by the Southwestern CT Agency on Aging for families in Trumbull.
CT Energy Assistance Program(203) 333-92881000 Lafayette Boulevard 9th Fl, Bridgeport Ct 06604For seniors in Trumbull who are unable to pay for their entire heating bill, this program can provide partial financial assistance. In order to be eligible, applicants must be responsible for paying their own heat and may not earn more than 60% of the state’s median income. People who are aged 60 and over are considered vulnerable under this program’s guidelines and can receive up to $725 in winter heating assistance. Funding goes directly to the utility provider, not the participant of the program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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