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The 10 Best Home Care Agencies for Seniors in Tacoma, WA for 2024

Tacoma, Washington, ranks 120th in the nation and 5th in the state on the Caring.com Senior Living Report. It’s noted for the high quality of life it provides through access to amenities such as libraries and parks, as well as its walkability and access to public transportation. It features some of the best hospitals in the state, including MultiCare Tacoma General Hospital and St. Joseph Medical Center, as well as outstanding home care agencies. These agencies provide nonmedical services to help older adults remain in their homes, including help with personal care, meal preparation and transportation, and they charge approximately $6,673 per month. They differ from home health care agencies, which provide skilled nursing services in the individual’s home.

Below we’ve compiled a comprehensive directory of every home care provider in Tacoma– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Tacoma, WA

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Paying for Home Care in Tacoma, WA

The Cost of Home Care in Tacoma, WA

The Genworth 2021 Cost of Care Survey indicates that in Tacoma, which is located in the Bremerton region, home care agencies charge approximately $6,673 per month. This is about $100 higher than the state rate and $1,700 higher than the national average of $4,957. In Mount Vernon, monthly rates are considerably higher, at $7,245. But in Seattle, rates are comparable to Tacoma’s, at $6,769 monthly. Home care agencies in Longview charge rates about $600 less than those in Tacoma, and in Wenatchee, in-home care costs are about $760 less than in Tacoma. 

Tacoma

$6,673

Washington

$6,547

United States

$4,957

Longview

$6,054

Seattle

$6,769

Wenatchee

$5,911

Mount Vernon

$7,245

The Cost of Home Care vs. Other Senior Care Options in Tacoma, WA

Home care agencies in Tacoma charge $6,673 per month for non-specialized supportive services such as transportation for local errands, meal preparation and assistance with daily living activities. Home care agencies, which provide skilled nursing services, charge a considerably higher monthly rate of $7,007. Assisted living is an affordable alternative to home-based care, with fees coming in at $5,750, but nursing home care is several thousand more at $10,479.

Home Care

$6,673

Home Health Care

$7,007

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$10,479

Note: Data for Tacoma was unavailable, so data for the nearest city, Bremerton, was used instead.

Financial Assistance for Home Care in Tacoma, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Tacoma Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Tacoma:

ResourceContactAddressService
Korean Women’s Association Senior Support Program(253) 535-4202123 East 96th Street, Tacoma, WA 98445The Korean Women’s Association operates two senior centers in Tacoma with funding from the municipality. The centers offer an array of recreational and social activities for older adults and also operate a daily lunch program for people aged 60 and older. Lunches are available Monday to Friday and delivery can be arranged within the Tacoma city limits. Transportation to and from the centers is also provided for city residents.
Aging and Disability Resources(253) 798-46001305 Tacoma Avenue, Suite 104, Tacoma, WA 98402Aging and Disability Resources is the designated Area Agency on Aging for Pierce County. The agency offers support and assistance for older adults who wish to live independently for as long as possible. ADR’s services include care coordination, care planning assistance, information and referrals to local resources and access to family caregiver support.
Weatherization Assistance Program(253) 798-4500930 Tacoma Avenue S, Tacoma, WA 98402The Weatherization Assistance Program is available to seniors aged 60 and older. The program helps eligible seniors improve and/or repair their homes to save energy and increase safety and comfort. To qualify, applicants must have an annual income below the applicable limit for their household size. Seniors who receive Supplemental Security Income (SSI) benefits qualify automatically. Elderly adults in Tacoma can apply online or through the Pierce County Department of Human Services.
Catholic Community Services and Catholic Housing Services(253) 502-27081323 Yakima Avenue, Tacoma, WA 98405The CCSWW of Washington is headquartered in Tacoma and offers a broad range of resources, counseling and direct assistance services to the city’s older adults. The programs available in Pierce County and Tacoma include nonmedical in-home care, senior housing access, home-delivered and congregate meals, and a volunteer transportation program. The organization’s Volunteer Services program provides in-home general assistance to seniors for several hours per month at no cost, depending on advance scheduling.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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