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The 10 Best Home Care Agencies for Seniors in Springfield, IL for 2024

Springfield, the Illinois state capital, is rich in history and culture. The city has 113,394 residents,17.9% of which are accounted for by seniors aged 65 and older — a slightly higher rate than the national average of 16.5%. Located in the heart of Illinois, Springfield has a moderate cost of living, including very low housing prices and transportation costs. The city is home to several high-quality health care facilities, including Baystate Medical Center which is rated as high performing in 11 procedures.

The 2021 Genworth Cost of Care Survey states that seniors in Springfield pay on average $5,100 per month for home care, which offers slightly different services to home health care. In addition to nonmedical services, home health care includes medical services such as insulin and medication administration.

Below we’ve compiled a comprehensive directory of every home care provider in Springfield– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Springfield, IL

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Paying for Home Care in Springfield, IL

The Cost of Home Care in Springfield, IL

Costs of home care stay relatively consistent across the state of Illinois. Average costs in Springfield according to the 2021 Genworth Cost of Care Survey are $5,100, which is around $150 higher than the U.S. average but $240 lower than the state average. In the neighboring city of Decatur, the cost of care is slightly lower at $4,767 per month. Similarly, in the center of the state in Bloomington and Peoria, the average cost is also slightly lower, averaging $5,053 per month. Chicago has slightly more expensive home care, costing around $572 more than Springfield. 

Springfield

$5,100

Illinois

$5,339

The United States

$4,957

Decatur

$4,767

Bloomington

$5,053

Peoria

$5,053

Chicago

$5,672

The Cost of Home Care vs. Other Senior Care Options in Springfield, IL

Home care and home health care both typically cost around $5,100 per month according to the 2021 Genworth Cost of Care Survey. Their services differ in that home care consists of support with personal care whereas home health care includes light medical care. Assisted living costs are around the same as home care in Springfield, but may be more suited to older adults who need 24/7 support. The highest level of care is provided at nursing homes, where a semiprivate room costs around $1,850 more than home care per month.

Home Care

$5,100

Home Health Care

$5,100

Assisted Living

$5,110

Nursing Home Care (semiprivate room)

$6,965

Financial Assistance for Home Care in Springfield, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Springfield Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Springfield:

ResourceContactAddressService
Senior Transport(217) 528-4035701 West Mason Street, Springfield, IL 62629Senior Transport provides door-to-door transport for seniors over the age of 60 and those over 18 who are disabled. The vans are all wheelchair-accessible and drivers provide limited assistance in getting seniors into the vehicle. Reservations are required for all pickups. There is a suggested donation for each one-way trip for seniors, and those under 60 with disabilities must pay the requested fee. Local government agencies partially fund the program, and the rest of the funding is from community donations. 
Daily Bread and Meals on Wheels(217) 528-4035701 West Mason Street, Springfield, IL 62629Daily Bread is a nonprofit organization that serves meals to seniors at seven congregate dining sites and delivers meals to homebound seniors in the Springfield area. Reservations are required for meals at the congregate sites, with a suggested donation for each meal. However, no senior is turned away if they cannot afford the donation. Daily Bread delivers one hot meal each day to homebound seniors from Monday to Friday. To be eligible for the Daily Bread program, seniors need to have no dietary restrictions, as the meals are prepped in bulk. Meals on Wheels delivers meals to homebound seniors who are unable to cook for themselves. The Meals on Wheels program caters to the specific dietary restrictions of each senior. One hot meal is delivered each day, with a cold breakfast option. There is a small fee for each meal and seniors are billed on a monthly basis. 
Senior Center(217) 528-4035701 West Mason Street, Springfield, IL 62629The Springfield Senior Center hosts a variety of activities for seniors over the age of 60. The majority of the classes and social events are free of charge. A hot meal is served every day at the center, and seniors taking part in the activities are welcome to partake in the meal. There is a small charge for the daily meal, and reservations are required. Activities offered at the center include fitness classes, caregiver courses, dance classes, health education, computer classes and arts and crafts. The center organizes regular trips for seniors to local attractions.
Weatherization ProgramNot Listed (Online Contact Form)Not ListedThis federally-funded program reduces energy costs for low-income households. Priority is given to seniors and families with young children. Some of the upgrades include weather stripping, furnace tuneups and basic repairs. There is no charge for using this service. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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