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The 10 Best Home Care Agencies for Seniors in Southport, CT for 2024

Located along the Long Island Sound, Southport, Connecticut, is home to around 1,700 residents, over 28% of whom are seniors aged 65 and older, almost double the national average for senior population in a community. While part of the town of Fairfield, the coastal hamlet has its own distinct personality, rich in New England history. Not only does Southport boast a picturesque harbor setting; it also offers seniors a very high quality of life. It’s home to numerous restaurants, coffee shops and parks, and the climate is quite pleasant compared to many other towns in the region. Crime rates are very low, and seniors have access to world-class health care facilities, including Bridgeport Hospital and St. Vincent’s Medical Center. According to the Genworth Cost of Care Survey 2021, seniors living in the Southport area typically pay $5,339 per month for both in-home care and home health aide services. In-home care covers basic daily assistance and household chores, while home health aides can provide skilled nursing services for those with more complex medical needs.

Below we’ve compiled a comprehensive directory of every home care provider in Southport– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Southport, CT

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Paying for Home Care in Southport, CT

The Cost of Home Care in Southport, CT

As it’s just minutes from Bridgeport, Southport has the same cost data, which means that seniors can expect to pay an average of $5,339 per month for home care services. This number is slightly higher than the state median and almost $400 more expensive than the average U.S. city. Costs in Hartford are similar to those in Southport, while New Haven’s rates are right on par with the Connecticut state average. The area is more affordable than Norwich, as well as the nearby New York City area, where monthly costs also exceed $5,500.

Southport

$5,339

Connecticut

$5,243

The United States

$4,957

New Haven

$5,243

Harford

$5,329

Norwich

$5,506

New York City Area

$5,529

The Cost of Home Care vs. Other Senior Care Options in Southport, CT

Not only do home care and home health care services allow seniors to age in place, but they’re also one of the more affordable care options in Southport. Seniors on a limited budget who don’t have complex care needs may opt for adult day health care. Assisted living is more expensive than home care, while the most expensive option is skilled care at a nursing home.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living

$6,273

Nursing Home Care (semiprivate room)

$16,805

Note: Data for Southport was not available, so data for the nearest city, Bridgeport, was used instead.

Financial Assistance for Home Care in Southport, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Southport Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Southport:

ResourceContactAddressService
Senior and Disabled Housing(203) 256-3120611 Old Post Road, Fairfield, CT 06824The Senior and Disabled Housing program, which is administered by the Office of Community and Economic Development, serves low-income seniors in the Southport region by connecting them with affordable housing opportunities. The directory is comprised of properties maintained by various companies, so application processes and eligibility requirements vary.
Shoveling for Seniors(203) 256-3169100 Mona Terrace, Fairfield, CT 06824Homebound seniors and those who are unable to shovel their walkways and driveways due to a disability may receive shoveling services through the Shoveling for Seniors program. This program is coordinated by the Social Services Outreach Social Worker, and services are provided by local students. While in some cases service may be provided free of charge, the suggested payment for services is $10 per hour.
Senior and Disabled Tax Relief(203) 256-3110611 Old Post Road, Fairfield, CT 06824Southport seniors age 65 and over whose total assets and annual income meet specified limits may receive tax relief through the town tax relief program. To participate, qualified seniors must apply in person with a staff member from the Assessor’s Office during the designated filing period, and they must reside in their primary place of residence for at least 183 days out of the year.
Transportation Services(203) 256-3168100 Mona Terrace, Fairfield, CT 06824The town of Fairfield provides transportation services to local seniors, including those who reside in Southport. It maintains a fleet of five wheelchair-accessible buses that provides transportation to the local senior center, supermarkets, medical appointments and the local library. Services are available for a small fee and can be arranged by calling the dispatcher.
Meals on Wheels(203) 332-3264215 Warren Street, Bridgeport, CT 06604The United Way of Connecticut administers the local Meals on Wheels program. Through this program, seniors residing in Southport who are housebound, recuperating from an injury or illness or otherwise unable to prepare their own food may receive two meals per weekday. Weekend meals are also available.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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