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The 10 Best Home Care Agencies for Seniors in Soquel, CA for 2024

Soquel’s mild climate of warm, dry summers and cool, wet winters are senior-friendly, while its beautiful landscape and beaches make it ideal for those who enjoy the outdoors. Adults aged 65 and older make up 19.2% of Soquel’s 10,000 residents, which is above the national average. The town’s excellent air quality, above-average number of physicians and high-quality medical facilities, such as the Dominican Hospital, may be factors in the high number of older adults. There are also numerous home health care agencies in the region whose licensed nurses and therapists provide limited medical care in seniors’ homes. Those who don’t need medical support but require nonmedical assistance with daily living tasks can get home care services for approximately $6,864 per month.

Below we’ve compiled a comprehensive directory of every home care provider in the Soquel area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Soquel, CA

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Paying for Home Care in Soquel, CA

The Cost of Home Care in Soquel, CA

According to the 2021 Genworth Cost of Care Survey, Soquel’s typical senior pays $6,864 per month for home care. This is at the higher end of the scale for California, where the median fee is $6,101, and for the country, where the average cost is $4,957. Although costlier than most, the town is generally in keeping with the region, as the average fee in Salinas is $6,673 and in San Jose, it’s $7,102. Seniors looking for lower fees may wish to relocate inland, where costs are generally more affordable than in coastal areas. For example, Modesto’s average is $5,768.

Soquel

$6,864

California

$6,101

United States

$4,957

San Jose

$7,102

Salinas

$6,673

Modesto

$5,768

The Cost of Home Care vs. Other Senior Care Options in Soquel, CA

In Soquel, seniors receiving medical care from a home health care agency typically pay an additional $143 per month more than those paying $6,864 for nonmedical home care services. Both options cost more than assisted living — home care is $1,314 more, and home health care is $1,457 more. The costliest type of care in the city is nursing home care, which is typically an additional $3,782 for a semiprivate room.

Home Care

$6,864

Home Health Care

$7,007

Assisted Living

$5,550

Nursing Home Care (semiprivate room)

$10,646

Note: Data for Soquel was unavailable, so data for the nearest city, Santa Cruz, was used instead.

Financial Assistance for Home Care in Soquel, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Soquel, CA

There are nonprofit organizations in the region that can help seniors at home for little or no cost. These organizations can help seniors access healthy food, ensure the home is free from health and safety hazards and pay heating and cooling costs. The following table introduces some of these programs, with contact details and a short explanation of how they can help.

ResourceContactService
Durable Medical Equipment Loans(831) 515-9150The Bridge of Hope Foundation distributes durable medical equipment, such as wheelchairs, crutches and bathroom safety devices. The nonprofit also hands out new personal hygiene products and some electrical devices, such as TVs and computers.
Meals on Wheels for Santa Cruz County(831) 464-3180The volunteers at Meals on Wheels for Santa Cruz County deliver freshly prepared, nutritious meals to homebound seniors in Soquel. They also conduct wellness checks at the time of delivery and will refer seniors to appropriate services if they see there is an unaddressed need.
Senior Home Repair(831) 427-5070The Volunteer Center's senior home repair program helps make homes safer and more comfortable for income-eligible homeowners. Volunteers conduct safety checks around the senior's home to identify risks and then perform basic modifications to remove them. For example, they might install bathroom safety devices.
Weatherization and Utility Payment Services(888) 728-3637Central Coast Energy Services handles the region's weatherization and Low Income Home Energy Assistance Programs (LIHEAP). It makes homes more energy efficient, which reduces seniors' energy costs, and it makes one-off payments for heating and cooling expenses. The program can also make emergency payments if a senior's energy supplier threatens disconnection.
AARP Foundation Tax-Aide Program(408) 354-1514Seniors wanting help preparing their taxes can drop off their documents at the LGS Adult Education Center, Los Gatos, where an IRS-certified volunteer will do the work on their behalf. If the senior prefers to work with the volunteer, they can communicate by phone. The service is free.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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