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The 10 Best Home Care Agencies for Seniors in Sioux Falls, SD for 2024

Caring’s 2022 Senior Living Report ranks Sioux Falls, South Dakota as eighteenth on the list of best places for seniors to enjoy their retirement. The overall cost of living in Sioux Falls is lower than the national average, and health care rates also run lower than both the U.S. and state averages. Sioux Falls residents can turn to the Avera McKennan Hospital & University Medical Center and the Sanford USD Medical Center for primary care, emergency services and a wide variety of specialty treatments. According to the 2021 Genworth Cost of Care Survey, home care in Sioux Falls costs $6,101 per month. This is high, but some seniors may appreciate staying in their own homes and receiving support. However, home care does not include home health care.

Below we’ve compiled a comprehensive directory of every home care provider in Sioux Falls– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Sioux Falls, SD

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Paying for Home Care in Sioux Falls, SD

The Cost of Home Care in Sioux Falls, SD

Sioux Falls home care costs come in at $6,101 a month as per the 2021 Genworth Cost of Care Survey. This rate runs higher than the South Dakota state average by $190 and above the national average by $1,144. The survey lists only one other South Dakota location, Rapid City, and its home care prices are on par with those of Sioux Falls. Costs in neighboring Sioux City, Iowa, are significantly lower with a savings of $762, and rates in Fargo, North Dakota, are also lower by $411.

Sioux Falls

$6,101

South Dakota

$5,911

The United States

$4,957

Rapid City

$6,101

Sioux City, IA

$5,339

Fargo, ND

$5,690

The Cost of Home Care vs. Other Senior Care Options in Sioux Falls, SD

Home care prices run high in Sioux Falls when compared to other care options. At the lowest end of the rate spectrum is adult day care, which comes in about $3,500 lower than home care. It does not, however, include in-home services. Assisted living is also less expensive by nearly $3,200. If seniors are willing to move or desire an easy-maintenance apartment, assisted living could be a good choice. Home health care, which includes medical services from nurses and therapists, is on par with home care costs, while skilled nursing care is higher by over $1,100.

Home Care

$6,101

Home Health Care

$6,101

Adult Day Health Care

$2,600

Assisted Living

$2,910

Nursing Home Care (semiprivate room)

$7,270

Financial Assistance for Home Care in Sioux Falls, SD

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Sioux Falls Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Sioux Falls:

ResourceContactAddressService
Active Generations Nutrition Program(605) 336-67482300 West 46th Street, Sioux Falls, South Dakota, 57105The Active Generations Nutrition Program is funded by the federal government and the state, as well as private donations. Three hot meals are served each day at venues located around the city, and seniors can choose to attend one meal each day. Menus are posted at the venue and online in advance, and reservations are required. Seniors are asked to contribute an affordable donation toward the cost of the meal; however, those that cannot afford to donate will not be turned away. Guests under the age of 60 may join a senior to partake in a meal, but they will be charged the full cost of the meal. 
Workers on Wheels(605) 333-33172300 West 46th Street, Sioux Falls, South Dakota, 57105Workers on Wheels is a volunteer service that is supported by Sioux Empire United Way and operated by Active Generations. Volunteers assist seniors aged 60 and older with tasks, such as light housekeeping, minor home repairs and lawn care. The volunteers also provide transportation for grocery shopping and medical appointments. There is no charge for any of the services offered.
Weatherization Assistance Program(605) 256-2238Not ListedThe Weatherization Assistance Program is funded by the federal government and assists low-income households with weatherization modifications to make their homes more energy-efficient. Eligibility is based on household income, and priority is given to seniors, families with young children and those with disabilities. Services include insulating walls and attics, caulking and sealing cracks, weatherstripping and minor repairs to doors and windows, and there is no charge for any of the services offered.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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