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The 10 Best Home Care Agencies for Seniors in Simi Valley, CA for 2024

Simi Valley, California, ranks among the best retirement destinations according to Caring’s 2022 Senior Living Report. Seniors are attracted to this convenient location due to its picturesque surroundings, warm year-round climate, low crime rates and many amenities and attractions that appeal to older adults.

According to the 2021 Genworth Cost of Care Survey, Simi Valley seniors who need personal care and help with daily chores pay an average of $5,815 per month for home care. Home health care is also available to those who require limited skilled nursing care or rehabilitation therapy, usually provided by registered nurses or certified therapists. The city offers residents easy access to some of the best hospitals in the nation, including Adventist Health Simi Valley.

Below we’ve compiled a comprehensive directory of every home care provider in Simi Valley– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Simi Valley, CA

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Paying for Home Care in Simi Valley, CA

The Cost of Home Care in Simi Valley, CA

Due to the proximity of Simi Valley to Oxnard, both cities have the same average monthly home care cost of $5,815, per Genworth Financial’s 2021 Cost of Care Survey. Home care in Simi Valley is $286 less than the state average, but $858 more than the national average. While prices are slightly higher just southeast of Simi Valley in Los Angeles, the most affordable prices are in far southeast El Centro. Rates are much higher in the far northern city of Redding, yet the most expensive home care rates are in nearby San Luis Obispo.

Simi Valley

$5,815

California

$6,101

United States

$4,957

El Centro

$3,432

Los Angeles

$5,911

Redding

$6,673

San Luis Obispo

$7,150

The Cost of Home Care vs. Other Senior Care Options in Simi Valley, CA

Seniors in Simi Valley who need help with daily living activities pay a monthly average of $5,815, and those needing light medical services pay $239 more for home health care. Assisted living communities charge $65 less — a marginal decrease from home care. Nursing home rates for a semiprivate room are almost double the price of home care, but include the highest level of services.

Home Care

$5,815

Home Health Care

$6,054

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$11,254

Financial Assistance for Home Care in Simi Valley, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Simi Valley Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Simi Valley:

ResourceContactAddressService
Dial-A-Ride(805) 583-6456490 West Los Angeles Avenue, Simi Valley, CA 93065Simi Valley Transit’s Dial-A-Ride program helps disabled and elderly Simi Valley residents get around the city, offering door-to-door service through its fleet of accessible vehicles. Trips are $2 one-way, but there is no additional fee for personal care attendants accompanying ADA-certified passengers. Seniors 65 and older are also eligible for half-price fare on the city’s fixed-route bus system, which is fully wheelchair accessible. 
Weatherization Assistance Program(916) 576-7109​2389 Gateway Oaks Drive, Suite 100, Sacramento, CA 95833This federally funded program is administered in-state by the California Department of Community Services and Development. It helps low-income California residents save on cooling and heating bills by providing funds for energy-efficient home improvements, such as window replacement, water heater repair and the installation of proper insulation. The related Low-Income Home Energy Assistance Program offers direct financial assistance for heating and cooling bills; call (866) 675-6623 for information regarding LIHEAP in California.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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