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The 10 Best Home Care Agencies for Seniors in Sarasota, FL for 2024

Located on Florida’s Gulf Coast, the sunny city of Sarasota claims a space on Caring’s Senior Living Report 2022 for its pleasant weather and convenient, low-priced transportation options. Seniors who retire to Florida also see no state-level income tax. Sarasota is home to Sarasota Memorial Hospital, which is ranked by U.S. News and World Report as being among the nation’s top 35 medical facilities in both urology and rehabilitation. The Genworth Financial Cost of Care Survey 2021 finds that the average monthly price for basic home care in Sarasota is $5,720, which is an above-average price for such care. Home health care involves the support of registered medical professionals and is therefore occasionally more expensive.

Below we’ve compiled a comprehensive directory of every home care provider in the Sarasota area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Sarasota, FL

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Paying for Home Care in Sarasota, FL

The Cost of Home Care in Sarasota, FL

Sarasota’s monthly average price of $5,720 is almost $1,000 more than the Florida state average and roughly $750 more than the national average. Prices in Naples mirror those in Sarasota, but they’re lower in almost every other Florida city. The state’s largest city, Jacksonville, is cheaper than the state average, and the state’s second-largest city, Miami, sports the state’s lowest reported monthly price for home care. State capital Tallahassee falls between Florida and national average prices.

Sarasota

$5,720

Florida

$4,767

The United States

$4,957

Miami

$4,195

Tallahassee

$4,814

Naples

$5,720

Jacksonville

$4,481

The Cost of Home Care vs. Other Senior Care Options in Sarasota, FL

Home care and home health care cost the same in Sarasota, although the latter provides light medical services. Both adult day health care, which is usually offered in group settings during traditional working hours, and assisted living, which supports adults who need moderate help with basic activities, are considerably cheaper than home care. Conversely, nursing home care is much more expensive than home care, but may be the best option for seniors who have a significant need for medical observation. 

Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$2,080

Assisted Living Facility

$4,145

Nursing Home Facility (semiprivate room)

$9,490

Note: Data for Sarasota was unavailable, so data for the nearest city, North Port Area, was used instead.

Financial Assistance for Home Care in Sarasota, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Sarasota, FL

Seniors in the Sarasota area have multiple supportive social programs that can help them get access to legal representation, free or low-cost mobility devices, nutritious meals and other benefits. 

ResourceContactService
Area Agency on Aging for Southwest Florida239-652-6900This nonprofit serves Florida residents 60 years of age and up and is charged with helping them live as independently as their health and cognition allow. To this end, the AAASWFL connects Sarasota seniors with federally funded home health and personal care support, offers counseling on health insurance options, and more.
Meals on Wheels of Sarasota941-366-6693Volunteers from this local nonprofit provide seniors with free doorstep delivery of hot meals five times a week. In addition to the delivery service, MOW volunteers perform wellness checks to ensure that homebound, socially isolated seniors have a member of the community looking out for them.
Florida Senior Homestead Exemption941-861-8200Florida's homestead exemption works by allowing homeowners to exclude the first $25,000 of their primary residence's value when it comes to computing property tax. Seniors qualify for an extra exemption of up to $25,000 if their income is under $20,000 per year.
Bay Area Legal Services Senior Legal Helpline800-625-2257Based out of nearby Tampa, this pro bono law firm serves seniors and low-income residents throughout Sarasota County. Its lawyers can assist older adults who have questions about housing, family law, Social Security benefits and tax law relating to senior citizens.
Florida Alliance for Assistive Services & Technology954-320-6860FAAST provides free short-term loans of assistive devices to seniors throughout Florida. The technology on offer includes hearing aids, senior-friendly seating, communication tools and computer input devices. Seniors who can leave their homes can visit FAAST's demonstration center in nearby Fort Myers to try devices in person before setting up a loan.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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