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The 10 Best Home Care Agencies for Seniors in Rockwall, TX for 2024

Rockwall, Texas, is a bustling city that forms part of the Dallas/Fort Worth Metroplex. The city has 49,669 inhabitants and a senior community that accounts for 13.8% of the population — slightly lower than the national average of 16.8%. Located 23 miles east of Dallas, Rockwall has easy access to major amenities such as shopping centers and health care facilities. Rockwall has several high-quality hospitals, including Texas Health Presbyterian Hospital of Rockwall, and in nearby Dallas, seniors have access to UT Southwestern Medical Center, which is nationally ranked in nine specialties.

Older adults in Rockwall typically pay around $4,862 per month for home care, which is slightly below the national average and slightly above the state average. Home care is most suited to seniors who only require personal care, whereas home health care includes light medical services.

Below we’ve compiled a comprehensive directory of every home care provider in Rockwall– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Rockwall, TX

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Paying for Home Care in Rockwall, TX

The Cost of Home Care in Rockwall, TX

As Rockwall is located close to Dallas, the cities share the same average monthly home care cost of $4,862, which is around $300 higher than the Texas state average and $100 lower than the national average. In other major cities, the cost of care varies. In Austin, home care is more expensive than in Rockwall, costing around $330 more per month. In Houston, home care is less expensive, equaling the state average of $4,576. In the north of the state in Amarillo, care is more affordable, costing $800 less per month than in Rockwall. Farther south in Brownsville, home care costs are more affordable at $2,860 per month.

Rockwall

$4,862

Texas

$4,576

The United States

$4,957

Austin

$5,196

Houston

$4,576

Amarillo

$4,052

Brownsville

$2,860

The Cost of Home Care vs. Other Senior Care Options in Rockwall, TX

Home care and home health care share the same average monthly cost of $4,862 but their services differ in that home health care includes medical services, such as administering insulin. Adult day care is a good option for seniors looking for affordable daytime care in a center, while assisted living communities are more suitable for seniors who require round-the-clock assistance. Assisted living communities cost around $670 less per month than home care. Nursing homes offer the most comprehensive care, costing on average $765 more than home care.

Home Care

$4,862

Home Health Care

$4,862

Adult Day Care

$1,517

Assisted Living

$4,195

Nursing Home Care (semiprivate room)

$5,627

Note: Data for Rockwall was unavailable, so data for the nearest city, Dallas, was used instead.

Financial Assistance for Home Care in Rockwall, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Rockwall Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rockwall:

ResourceContactAddressService
Meals on Wheels Senior Services of Rockwall County(972) 771-9514950 Williams St, Bld C Ste 200, Rockwall, Texas 75087This program aims to help vulnerable seniors in Rockwall County to live independently for as long as possible. Volunteers deliver hot nutritious meals Monday to Friday and offer human contact and support services. The meals are monitored by a licensed dietician to ensure they meet state health regulations. To be eligible, seniors must be age 60 or over or totally disabled, be housebound and nutritionally at risk. 
Texas Comprehensive Energy Assistance Program (CEAP)(512) 475-3800221 East 11th Street, Austin, TX 78701This federally funded program provides energy assistance to low-income families in Texas. The program is for households who cannot afford to pay their high energy bills, with priority given to the elderly and individuals with disabilities. The program provides financial assistance with energy bills (up to eight of the highest bills of the year) and education to reduce future energy costs. 
Weatherization Assistance Program(903) 893-21611117 Gallagher Drive, Sherman, TX 75090The WAP provides residents of Rockwall County with home improvements to improve energy efficiency. The program is federally funded and carried out by local providers. To be eligible, applicants must be at or below 200% of the Federal Poverty Guidelines (e.g. maximum yearly income of $25,760 for a one-person household). Successful applicants receive a comprehensive energy analysis and services such as weather stripping windows, caulking and wall insulation. 
Commodity Supplemental Food Program(214) 330-13963677 Mapleshade Lane, Plano Texas, 75075The CSFP provides nutrition services to 13 counties of Texas, including Rockwall. The service is provided by the North Texas Food Bank and the Texas Department of Agriculture (TDA). Eligible seniors receive a box of non-perishables once a month. To be eligible, applicants must be age 60 or over and meet government income guidelines. 
Rockwall County Helping Hands(972) 771-4357401 W. Rusk Street, Ste 200, Rockwall, Texas 75087Helping Hands aims to ensure nobody in Rockwall County goes without food, shelter or medical care. It provides a range of services, including financial assistance with utility bills, food and emergency assistance. Rockwall residents must be low income to be eligible, and priority is given to the elderly and households with disabled individuals. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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