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The 10 Best Home Care Agencies for Seniors in Rockville, MD for 2024

According to Caring’s Senior Living Report for 2022, the city of Rockville, Maryland, is an appealing place for seniors due to its high number of physicians per capita, its excellent public transportation and its high rate of vaccination against COVID-19. Seniors living at home in Rockville have access to an abundance of home care agencies, which cost an average of $5,339 per month according to the Genworth Cost of Care Survey for 2021. There are also many high-ranking hospitals in the area, including Adventist Healthcare Shady Grove Medical Center and Johns Hopkins Medicine – Suburban Hospital.

Below we’ve compiled a comprehensive directory of every home care provider in the Rockville area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Rockville, MD

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Paying for Home Care in Rockville, MD

The Cost of Home Care in Rockville, MD

In Rockville, the median price for home care is $5,339 per month. According to the Genworth Financial Cost of Care Survey for 2021, this is about $200 higher than the state average, which is $5,148 per month, and about $400 higher than the national average of $4,957. Hagerstown in western Maryland mirrors the state average of $5,148, and Baltimore mirrors the national average of $4,957. California has the least expensive costs in the state at $4,576.

Rockville

$5,339

Maryland

$5,148

The United States

$4,957

Baltimore

$4,957

California

$4,576

Hagerstown

$5,148

The Cost of Home Care vs. Other Senior Care Options in Rockville, MD

Home care and home health care both have the same monthly average of $5,339. In some cases, you may pay more for home health care due to the medical services it provides. Assisted living may be an alternative to home care. It has an average price of $5,948. Nursing homes are the most expensive option in Rockville with an average rate of $11,467 for a semi-private room. The least expensive care type is adult day care, with a monthly rate of $2,282.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$2,282

Assisted Living Facility

$5,948

Nursing Home Facility (semiprivate room)

$11,467

Note: Data for Rockville was unavailable, so data for the nearest city, Washington DC, was used instead.

Financial Assistance for Home Care in Rockville, MD

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Rockville, MD

Seniors and their caregivers in Rockville can get help with many challenging issues by contacting one of the following public or private organizations. These resources provide financial aid, in-home assistance and support for caregivers.

ResourceContactService
Senior Tax Credit(240) 777-0311The Senior Tax Credit is a property tax savings program for older adults in Montgomery County. You can use it to help pay for home care and other community services. In order to qualify for this program, you must be age 65 or older, occupy the property receiving the credit and already qualify for the State Homeowners’ Tax Credit or the County Supplement.
Meals on Wheels of Central Maryland(410) 558-0827Meals on Wheels of Central Maryland makes it possible for homebound seniors in Rockville to get the nutrition they need even when they are unable to obtain food on their own. In addition to regular deliveries of healthy meals, the program aims to improve the quality of life for the seniors they serve. Volunteers check in on seniors at home to ensure they're doing well, and if there is a problem, they contact a community organization that can provide assistance.
Home Repair Loan Assistance(240) 314-8300The city of Rockville can pay for home repairs that allow seniors to remain in their own homes. While the program is called loan assistance, it directly funds repair work rather than providing a monetary loan. To qualify for assistance, you must reside in the home receiving work, not own another property, be up to date on property taxes and not owe more on your mortgage than the home is worth. You must also meet certain income and asset requirements that are subject to change.
Family Caregiver Program(240) 777-3000The Aging and Disability Resource Unit for Montgomery County provides several services that may be useful to family caregivers in Rockville. Respite care and adult day centers give caregivers a break from their daily duties, and support groups provide valuable information and emotional strength. The county can also connect you to community organizations that provide additional support. Eligibility criteria vary from service to service. All programs are available at no cost to the recipient.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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