Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Rockford, IL for 2024

As one of the country’s top cities for seniors in the Caring.com Senior Living Report, Rockford boasts affordable housing costs, great air quality and excellent traffic scores. Seniors who want to stay in Illinois and need the comforts of a city with proximity to rural communities may choose Rockford. With three hospital systems, including Mercyhealth, SwedishAmerican and OSF Saint Antony Medical Center, Rockford provides excellent medical care to its senior residents. The services of Chicago’s world-famous medical centers are also close. When Rockford seniors need home care, the 2021 Genworth Cost of Care Survey estimates an average cost of $5,625. Home health care, which adds basic medical care and trained nurses, has the same average.

Below we’ve compiled a comprehensive directory of every home care provider in the Rockford area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Home Care Agencies in Rockford, IL

15 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

Paying for Home Care in Rockford, IL

The Cost of Home Care in Rockford, IL

The 2021 Genworth Cost of Care Survey indicates an average home care cost of $5,625 in Rockford, which is significantly higher than the national average of $4,957. Rockford’s average is also $300 more than the state’s average. However, cities in the state have higher averages, such as Danville, which has an average cost of $8,818. The most affordable median cost is in Carbondale, which averages $4,576. Chicago, the state’s largest city, has a monthly cost of $5,672.

Rockford

$5,625

Illinois

$5,339

The United States

$4,957

Danville

$8,818

Carbondale

$4,576

Chicago

$5,672

The Cost of Home Care vs. Other Senior Care Options in Rockford, IL

In Rockford, seniors have the same average monthly cost for home care and home health care, which adds the help of nurses and therapists. The most affordable senior care option is adult day health care, which is nearly $4,000 less a month. Assisted living costs are slightly cheaper than home care at $5,250 a month. Nursing home costs are the most expensive — but also the most supportive — care option. Seniors can expect to pay $7,445 for nursing home care in a semiprivate room.

Home Care

$5,625

Home Health Care

$5,625

Adult Day Health Care

$1,801

Assisted Living Facility

$5,250

Nursing Home Facility (semiprivate room)

$7,445

Financial Assistance for Home Care in Rockford, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Rockford, IL

Older adults who want to remain at home in Rockford can face several challenges, including transportation needs, home modifications and more. Several local organizations help those needs at little to no cost for seniors and their families. Use the information below to reach out to these organizations.

ResourceContactService
Illinois Weatherization Assistance Program(877) 411-9276The Illinois Weatherization Assistance Program is a state-based program for low-income seniors aged 60 and older. They can use this program to help weatherize their homes to improve their comfort and energy use. With this assistance, older adults can lower their energy bills.
Lifescape Community Services(815) 963-1609Lifescape Community Services provides several programs to older adults in Rockford and the rest of Winnebago, Boone, Lee and Ogle Counties. Some programs, such as Meals on Wheels, the Senior Choice program, transportation help and family caregiver training, specifically assist homebound seniors to remain at home with dignity and independence.
Northwestern Illinois Area Agency on Aging(757) 727-8311The Northwestern Illinois Area Agency on Aging provides many services to seniors aging in place in Winnebago County. This program's respite care can help family caregivers take care of personal needs, and emergency services can assist with the cost of home modifications for older adults in the county.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.