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The 10 Best Home Care Agencies for Seniors in Riverside, CA for 2024

Riverside ranks 277 out of 302 on the Caring.com 2022 Senior Living Report, indicating that it’s a generally favorable city for seniors. Its above-average number of ADA-accessible public transit options and the high percentage of homes with zero-step entrances accommodate those who rely on mobility aids. Meanwhile, high access to affordable internet supports residents’ quality of life. Home care costs in Riverside are consistent with the state median at $6,101 per month. This type of care includes non-medical services such as companion care and help with daily living activities. Home health care may be a better option for those seeking skilled nursing services such as physical therapy and medication administration.

Below we’ve compiled a comprehensive directory of every home care provider in the Riverside area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Riverside, CA

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Paying for Home Care in Riverside, CA

The Cost of Home Care in Riverside, CA

The 2021 Genworth Cost of Care Survey shows that home care rates in Riverside are in line with the state median of $6,101. This is over $1,000 higher than the national average of $4,957 and toward the upper end of what’s typical for the region. In San Diego, care costs are slightly higher at $6,387, and in Los Angeles, fees trend lower with an average of $5,911. In Bakersfield, home care agencies charge $5,506, and in El Centro, rates are among the lowest recorded in the state and nation at $3,432. 

Riverside

$6,101

California

$6,101

United States

$4,957

Bakersfield

$5,506

Los Angeles

$5,911

San Diego

$6,387

El Centro

$3,432

The Cost of Home Care vs. Other Senior Care Options in Riverside, CA

Riverside seniors pay $6,101 for home care, which includes basic personal care and companion care services, as well as for home health care, which encompasses skilled nursing services. Older adults who want to live at home and obtain cheaper care may consider adult day health care, which is about a third of the cost at $1,842. Assisted living is also affordable at $4,000 monthly, and nursing home care is considerably costlier at $7,992 for shared rooms. 

Home Care

$6,101

Home Health Care

$6,101

Adult Day Health

$1,842

Assisted Living

$4,000

Nursing Home Care (semiprivate room)

$7,992

Financial Assistance for Home Care in Riverside, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Riverside, CA

Seniors in Riverside can connect with numerous programs and agencies in the region to find the support they need to remain in their homes. The following table highlights the region’s top resources to help qualifying seniors save money on living expenses, obtain subsidized care services and connect with social and recreational programs. These resources may also help seniors identify options for paying for home care services.

ResourceContactService
Senior Centers(951) 826-2000Riverside's three senior centers in Riverside let those aged 55 participate in social and recreational programming, helping those who live alone to avoid isolation. These centers also serve congregate meals and provide services and referrals to help seniors remain in their homes.
Riverside County Office on Aging(951) 867-3800The Riverside County Office on Aging is the Area Agency on Aging for Riverside and the surrounding region. It operates over two dozen programs for those aged 60 and over, including home-delivered and congregate meals, volunteer-based transportation services and referrals for community-based services. It also provides care coordination services.
Riverside Meals on Wheels(951) 683-7151, ext. 102Riverside Meals on Wheels helps older adults remain safely in their homes by delivering fresh, healthy meals daily. All meals contain an entrée, a starch, a vegetable, seasonal fruit and milk. Seniors can choose which days they want meals, and accommodations for special diets are available.
County of Riverside Community Action(951) 955-4900The local Community Action Partnership provides supportive services and financial assistance to qualifying seniors in Riverside. Through this nonprofit organization, seniors can obtain weatherization services to improve their homes' comfort and utility assistance to help them avoid service disruptions due to missed payments.
Assistance Programs(951) 782-0330Riverside Public Utilities operates several assistance programs to help older adults stay current on their energy bills. Through programs such as the Emergency Recovery Assistance Program, the Energy Savings Assistance Program and SHARE, seniors get help with paying for electric bills. To qualify for services, individuals must meet income guidelines.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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