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The 10 Best Home Care Agencies for Seniors in Red Lion, PA for 2024

Red Lion is a borough in York County, PA, that’s home to a significant population of seniors: 15% of its 6,489 residents are 65 years of age or above. Red Lion’s residents benefit from the area’s health care infrastructure, including WellSpan York Hospital and UMPC Hanover as well as the Select Specialty Hospital – York. In Red Lion, the average senior pays $4,767 per month for home care services, which provide companionship and help with personal care tasks, chores and errands. Seniors with recurring medical needs may opt for home health care instead, as that arrangement offers limited medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Red Lion area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Red Lion, PA

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Paying for Home Care in Red Lion, PA

The Cost of Home Care in Red Lion, PA

According to the Genworth 2021 Cost of Care Survey, for home care, Pennsylvania and the United States share an average monthly cost of $4,957. By comparison, home care in Red Lion is $190 more affordable. In nearby Harrisburg, the average cost matches Red Lion’s. However, seniors in Lancaster pay a pricier median rate of $5,339, and in Gettysburg, the corresponding figure is $5,291.

Red Lion

$4,767

Pennsylvania

$4,957

The United States

$4,957

Gettysburg

$5,291

Harrisburg

$4,767

Lancaster

$5,339

The Cost of Home Care vs. Other Senior Care Options in Red Lion, PA

Red Lion’s residents can choose from several care arrangements. The most expensive is nursing home care. In nursing homes, a semiprivate room has an average monthly cost of $11,467. Assisted living’s median cost is much lower, coming in at $5,510. Home care is more affordable still, with its average rate of $4,767. Despite its focus on medical services, such as wound care, home health care has a slightly cheaper median cost of $4,744. Adult day health care’s average rate of $1,517 is the lowest of the available options.

Home Care

$4,767

Home Health Care

$4,744

Adult Day Health Care

$1,517

Assisted Living Facility

$5,510

Nursing Home Facility (semiprivate room)

$11,467

Note: Data for Red Lion was unavailable, so data for the nearest city, York, was used instead. 

Financial Assistance for Home Care in Red Lion, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Red Lion, PA

By making use of local resources, seniors may be able to ease the process of aging in place. From home-delivered meals to help with fixing up homes, services are available through the following agencies and programs. Contacting each organization is a good way to learn more.

ResourceContactService
York County Area Agency on Aging(717) 771-9610The York County Area Agency on Aging (AAA) runs an information and referral line that informs seniors regarding services and benefits for which they may be eligible. In-home services for eligible seniors 60 years of age and up are another offering from the AAA, which also runs the Senior LIFE program. Through Senior LIFE, seniors with advanced needs can receive care coordination and services. Home-delivered meals and caregiver support are available through the AAA as well.
Golden Connections Community Center(717) 244-7229The Golden Connections Community Center, which serves seniors 60 and older, provides congregate and home-delivered meals. The center's staff members also assist seniors with applications to various programs. Seniors can take part in educational and social events through the center.
Property Tax/Rent Rebate Program(1-888) 222-9190The Property Tax/Rent Rebate program reduces the burden of property taxes and rent payments. Income limits apply, but eligible applicants may receive hundreds of dollars in relief. The program's target populations are adults with disabilities, seniors 65 and up and surviving spouses 50 and up.
Weatherization Assistance(717) 771-9870, ext. 1744York County's Weatherization Assistance program is open to homeowners and renters who meet certain income guidelines. This program offers free home improvements such as insulation and weatherstripping. Seniors are one of its priority populations.
York County Veterans Affairs(717) 771-9218Seniors who served in the military may find it easier to access benefits by working with the York County Veterans Affairs office. The agency can help seniors with property tax exemptions, pensions and compensation.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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