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The 10 Best Home Care Agencies for Seniors in Rancho Palos Verdes, CA for 2024

Caring’s 2022 Senior Living Report for Rancho Palos Verdes, California, reveals that seniors make up roughly one quarter of the city’s residents. This could be due to the community’s below-average crime rates, palm-lined streets, numerous golf courses and stunning ocean views. Several medical facilities serve Rancho Palos Verdes, including Torrance Memorial Medical Center, ranked the best in the South Bay, fifth in the Los Angeles region and 11th in the state by U.S. News and World Report. Seniors whose medical needs can be handled at home have many home health care providers to choose from, while those whose needs are nonmedical are equally well-served. Fees for home care tend to be around $5,911 per month.

Below we’ve compiled a comprehensive directory of every home care provider in Rancho Palos Verdes– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Rancho Palos Verdes, CA

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Paying for Home Care in Rancho Palos Verdes, CA

The Cost of Home Care in Rancho Palos Verdes, CA

As Rancho Palos Verdes is within the L.A. metro area, the 2021 Genworth Cost of Care Survey merges their costs, resulting in a median fee of $5,911 per month. The national average of $4,957 is lower, but Rancho Palos Verdes competes favorably with California’s median of $6,101. The city is also less expensive than others in the Inland Empire, such as San Diego ($6,387) and Riverside ($6,101). Seniors looking for more affordable cities, however, may wish to consider Oxnard ($5,815) or Bakersfield ($5,506).

Rancho Palos Verdes

$5,911

California

$6,101

The United States

$4,957

Oxnard

$5,815

Bakersfield

$5,506

Riverside

$6,101

San Diego

$6,387

The Cost of Home Care vs. Other Senior Care Options in Rancho Palos Verdes, CA

Home care and home health care have identical monthly fees of $5,911 in Rancho Palos Verdes, but their services differ. The former provides nonmedical personal care services, while the latter’s registered nurses and therapists deliver medical care, such as speech therapy and IV treatments. Adult day care and assisted living’s median fees of $1,652 and $5,250, respectively, are lower than home care’s. Averaging $9,125 per month, nursing homes charge the highest fees.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Rancho Palos Verdes was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Rancho Palos Verdes, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Rancho Palos Verde Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rancho Palos Verde:

ResourceContactAddressService
Peninsula Village Program(310) 991-3324916 Silver Spur Road, Suite 302, Rolling Hills Estates, CA 90274The Peninsula Village Program is a nonprofit organization designed to help seniors who have chosen to continue living independently at home stay connected, build friendships and maintain a sense of community. In addition to the program’s full calendar of engaging social events and educational activities, its volunteers are available to provide support such as transportation services, assistance with technology, minor household repairs and friendly check-ins.
24/7 Emergency Taxi Service(310) 965-583138 Crest Road West, Rolling Hills, CA 90274The 24/7 Emergency Taxi Service is a free program offered by the Palos Verdes Peninsula Transit Authority for Peninsula seniors age 62 and older who are in need of transportation. Through this program, seniors are able to schedule trips to any location throughout the Peninsula, as well as trips to medical appointments in surrounding cities.
Elderly Nutritional Program(800) 510-20203175 W 6th Street, Los Angeles, CA 90020Hosted by the Workforce Development Aging & Community Services, the Elderly Nutritional Program ensures that local seniors are able to meet their nutritional needs. Mobile seniors can enjoy congregate meals hosted at a number of senior centers and parks throughout Los Angeles County, while homebound seniors can have daily meals delivered right to their home. Both options are available free of charge, though small donations are appreciated.
PVE-CARES(310) 378-4211 ext. 2131340 Palos Verdes Drive West, Palos Verdes Estates, CA 90274-1299PVE-CARES was designed to address the needs of seniors age 65 and older who have chosen to age in place by providing them with resources to help them stay safe and independent in their own homes for as long as possible. An initiative of the Palos Verdes Estates Police Department, the program is run by a select group of community volunteers who visit senior residents to assess their needs and monitor signs of neglect, abuse and mental anguish. The program hosts a number of social and educational events throughout the year that offer opportunities for seniors to socialize and gain helpful information.
HERO Pace Program(855) 437-641130940 Hawthorne Boulevard, Rancho Palos Verdes, CA 90275In partnership with the City of Rancho Palos Verdes, the HERO Pace Program offers water and renewable energy upgrades to help seniors maximize the efficiency of their homes. This includes a variety of services such as the installation of solar panels and repairs of insulation, roofing, air conditioning and water heating.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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