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The 10 Best Home Care Agencies for Seniors in Port Orange, FL for 2024

Port Orange is located in the Daytona Beach region and is home to about 65,000 people, a quarter of whom are seniors. The city offers a low cost of living with comparatively budget-friendly housing and no state income taxes, which may make it a financially viable option for seniors who want to remain in their homes throughout retirement. To that end, the region has numerous home care agencies that provide nonmedical services, such as personal care, companionship and light housekeeping. Unlike home health care, these agencies don’t provide skilled nursing services, but seniors have access to major hospitals, such as the Medical Center of Port Orange, for their medical needs. On average, seniors in Port Orange pay $4,576 per month for both levels of care.

Below we've compiled a comprehensive directory of every home care provider in the Port Orange area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Port Orange, FL

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Paying for Home Care in Port Orange, FL

The Cost of Home Care in Port Orange, FL

The Genworth 2021 Cost of Care Survey estimates home care costs in Port Orange at $4,576 per month, which is about 4% below the state norm and 8% below the national average. While seniors in Gainesville typically pay less for care, with local rates coming in at $4,481, other cities in the region generally have higher monthly rates. For example, in Orlando, care costs exceed Port Orange’s norm at $4,767. Similarly, in Sebastian, rates are about 11.5% higher than in Port Orange, and in The Villages, seniors pay $5,720 per month on average for care.

Port Orange

$4,576

Florida

$4,767

United States

$4,957

The Villages

$5,720

Orlando

$4,767

Sebastian

$5,100

Gainesville

$4,481

The Cost of Home Care vs. Other Senior Care Options in Port Orange, FL

In Port Orange, home care agencies charge approximately $4,576 per month for nonmedical care. Home health care, which includes skilled nursing services, is available for the same monthly rate, but seniors may save about $2,950 per month by opting for adult day health care. Assisted living, which includes personal care in a residential setting, costs about 13% less than in-home care, although nursing home rates are considerably higher at $8,213.

Home Care

$4,576

Home Health Care

$4,576

Adult Day Health Care

$1,625

Assisted Living

$3,975

Nursing Home Facility (semiprivate room)

$8,213

Note: Data for Port Orange was unavailable, so data for the nearest city, Deltona, was used instead.

Financial Assistance for Home Care in Port Orange, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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