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The 10 Best Home Care Agencies for Seniors in Peekskill, NY for 2024

Peekskill is home to 24,295 people, and 15% of the city’s residents are seniors aged 65 and older. The city has a number of local programs and services that can help seniors remain active and independent. According to Genworth’s 2020 Cost of Care Survey, home care in Peekskill costs an average of $4,957 per month, which is slightly higher than the New York statewide average of $4,814.

Below we’ve compiled a comprehensive directory of every home care provider in the Peekskill area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Peekskill, NY

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Paying for Home Care in Peekskill, NY

The Cost of Home Care in Peekskill, NY

According to the Genworth 2020 Cost of Care Survey, home care services in Peekskill cost an average of $4,957 per month. Peekskill’s average home care rates are the same as rates in New York City and higher than the statewide and national averages of $4,814 and $4,481 per month, respectively. In neighboring Albany, the same type of care costs an average of $5,148 per month, while rates are lower in Binghamton at $4,934.   

Peekskill

$4,957

New York

$4,814

The United States

$4,481

Binghamton

$4,934

New York, NY

$4,957

Albany

$5,148

The Cost of Home Care vs. Other Senior Care Options in Peekskill, NY

Monthly rates for home care and home health care are the same in Peekskill, even though home health care provides some additional skilled medical care, such as wound management and catheterization. Adult day health is the least expensive senior care option and has an average cost of $1,950 per month. Assisted living runs about $5,991 per month, while a semiprivate room in a nursing home costs an average of $11,771 per month.  

Home Care

$4,947

Home Health Care

$4,957

Adult Day Health

$1,950

Assisted Living

$5,991

Nursing Home Care (semi-private room)

$11,771

Note: Data for Peekskill was unavailable, so data for the nearest city, Poughkeepsie, was used instead.    

Financial Assistance for Home Care in Peekskill, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Peekskill, NY

Peekskill seniors who want to remain at home throughout their retirement years can take advantage of the many free and low-cost programs and services for older adults in the area. These services include nutritional supports, barrier-free transit and legal information. 

ResourceContactService
Peekskill Senior Center(914) 734-4254The Peekskill Senior Center is a city-run community center for seniors aged 60 and older. Open Monday through Friday, the center offers a number of social, educational and recreational programs, including fitness classes, fall prevention workshops, social clubs and holiday celebrations. The center also supports a number of local charitable organizations by organizing fundraisers, food drives and quilting bees.
Bee-Line Bus/Paratransit(914) 995-7272The Bee-Line is the public transit service for Peekskill and Westchester County. All Bee-Line buses are wheelchair-accessible and equipped with a kneeling function to minimize the step-on height for riders, and seniors aged 65 and older are eligible for reduced fares on all Bee-Line routes. Those who cannot use the regular fixed-route service due to temporary or permanent disability can apply to use the paratransit service, a low-cost, curb-to-curb shared-ride service.
Westchester Department of Senior Programs and Services(914) 995-2000 The Westchester County Department of Senior Programs and Services oversees a wide range of programs for seniors. Seniors can contact the department to learn about local legal aid programs, find out where the nearest congregate meal program is and arrange for Meals on Wheels service. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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