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The 10 Best Home Care Agencies for Seniors in Orland Park, IL for 2024

Orland Park lies 26 miles from the heart of Chicago. Home to around 57,500 people, the city has a significant senior community with people aged 65 and older constituting approximately 23.1% of the local population. Several factors increase the area’s appeal for older adults, including lower-than-average crime rates, no state income tax on most retirement funds and easy access to affordable health care services. Nearby hospitals include UChicago Medicine Orland Park, Advocate Good Samaritan Hospital and Northwestern Medicine Palos Hospital. Home care agencies provide assistance with personal care and everyday activities for seniors, costing around $5,672 per month according to Genworth’s Cost of Care Survey. Home health care is more suitable for those who require at-home medical services.         

Below we've compiled a comprehensive directory of every home care provider in the Orland Park area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Orland Park, IL

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Paying for Home Care in Orland Park, IL

The Cost of Home Care in Orland Park, IL

Per Genworth’s Cost of Care Survey, Orland Park’s home care providers charge around $5,672 per month. This price is high compared to the respective state and national figures of $5,339 and $4,957. The city is also one of the priciest places in the region to receive this type of care, topped only by Danville where monthly rates run significantly higher at $8,818. Care averages $5,100 in Springfield, $5,053 in Bloomington and $4,767 in Decatur.

Orland Park

$5,672

Illinois

$5,339

United States

$4,957

Decatur

$4,767

Bloomington

$5,053

Springfield

$5,100

Danville

$8,818

The Cost of Home Care vs. Other Senior Care Options in Orland Park, IL

Averaging $5,672 per month, the nonmedical services of home care are slightly more affordable than home health care services, which cost around $5,720 per month. Assisted living is cheaper than in-home care, running $4,825 per month. Seniors who receive daytime-only care outside the home pay about $1,842 for adult day health care, while those who need more intensive residential care can expect to pay around $6,996 for a semiprivate room in a nursing home.

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living

$4,825

Nursing Home Care (semiprivate room)

$6,996

Note: Data for Orland Park was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Orland Park, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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