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The 10 Best Home Care Agencies for Seniors in New Canaan, CT for 2024

Located in southwestern Connecticut, the city of New Canaan is one of the wealthiest in the country. Approximately 15.6% of New Canaan residents are age 65 or older, which is slightly lower than the national average. In terms of health care accessibility, Norwalk Hospital, Stamford Hospital, Greenwich Hospital and Bridgeport Hospital are all within a 30-minute drive. The average monthly cost of home care in New Canaan, as reported by the 2021 Genworth Financial Cost of Care Survey, is $5,339. While home care prioritizes assistance with activities of daily living, home health care services incorporate skilled nursing and may therefore cost more.

Below we’ve compiled a comprehensive directory of every home care provider in New Canaan– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in New Canaan, CT

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Paying for Home Care in New Canaan, CT

The Cost of Home Care in New Canaan, CT

New Canaan seniors see some of the highest prices in the state for home care. The average price in Connecticut is $5,243, which is matched by New Haven’s average price. The state capital of Hartford, where home care costs an average of $5,329 monthly, has fees nearly identical to the costs of those in New Canaan. Norwich, located on the eastern side of the state, reports Connecticut’s highest average price for home care at $5,506 a month. 

New Canaan

$5,339

The United States

$5,243

Hartford

$5,329

Norwich

$5,506

New Haven

$5,243

The Cost of Home Care vs. Other Senior Care Options in New Canaan, CT

Some seniors may find they want or need round-the-clock medical supervision as they age. For people in this situation, a nursing home may be the best option. In New Canaan, a semiprivate room in such a facility is over $10,000 more per month than home care. Assisted living provides a lower level of medical support, but is far less expensive. Adult day care costs just $1,619; however, its limited hours of operation may not fit all schedules.

In-Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living

$6,273

Nursing Home Care (semiprivate room)

$16,805

Note: Data for New Canaan was unavailable, so data for the nearest city, Bridgeport, was used instead.

Financial Assistance for Home Care in New Canaan, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

New Canaan Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in New Canaan:

ResourceContactAddressService
Meals on Wheels of New Canaan(203) 594-53183 Farm Rd, New Canaan, Connecticut 06840The mission of this program is to help seniors in New Canaan maintain their independence even when they have trouble preparing or obtaining their own nutritious meals. The program is available on either a short or long-term basis five days per week depending on the needs of the resident. Menus include hot entrees, soups, bread, salads, desserts, fruits and milk. Deliveries are made Monday through Friday between 11:00 a.m. and 12:30 p.m. by volunteers from the community. Approved applicants will receive their meals free of charge.
Staying Put in New Canaan(203) 966-7762P.O. Box 484, New Canaan, CT 06840Staying Put in New Canaan is a member-based, non-profit organization with a mission to help local seniors stay in their homes in the community. In order to reach this goal, they offer a wide range of services, including transportation, outings and events, shopping and errands and connection to other local resources. These services are operated by local volunteers who strive to bring joy to those they serve. Membership only costs $400 for individuals and $525 for couples per calendar year.
ElderHouse Respite Program(203) 847-19987 Lewis Street, Norwalk, CT 06851ElderHouse is a not-for-profit agency that offers respite for full-time caregivers who need a well-deserved break. Seniors who participate in the program can benefit from a variety of activities that promote wellness, vitality and safety. While the all-inclusive rate is $92 per day, ElderHouse helps everyone in need regardless of their ability to pay. ElderHouse also offers counseling at no charge for caregivers who need help with day to day issues or information about local resources. 
Circuit Breaker Tax Relief Program860-418-6290450 Capitol Avenue, Hartford, CT 06106The state of Connecticut has a real estate tax relief program for seniors that provides a tax credit up to $1,250 for married couples and $1,000 for single persons based on a graduated income scale. The value of the credit is calculated by the local tax assessor in New Canaan. In addition to Circuit Breaker, residents of New Canaan can take advantage of a tax abatement, which is provided by the city, between $1,000 and $1,700 depending on their income.
CT Energy Assistance Program(203) 333-92881000 Lafayette Blvd, 9th Fl, Bridgeport, CT 06604This statewide program, which covers residents in New Canaan, provides financial assistance for certain low-income seniors who are responsible for heating their homes. Those who are accepted into this program will have a portion of their heating bills covered by the state. Payments are made directly to the utility provider, not the resident. An agent in New Canaan may be able to help seniors in the city apply for this program. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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