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The 3 Best Home Care Agencies for Seniors in Mountain Home, AR for 2024

Located near Arkansas’s northern border with Missouri, Mountain Home has 12,825 residents, of which 29% are aged 65 and older compared to the state’s 17.4%. It has a relatively low cost of living, which is 22.5% below the national average, as well as a below-average violent crime rate. Emergency and acute health care services are available through the Baxter Regional Health System, a nonprofit organization that operates Mountain Home’s 268-bed hospital and numerous primary care and specialty clinics. Mountain Home seniors who need personal pay about $4,957 per month for home care services, while home health care, which includes some limited medical services, also costs $4,957.

Below we’ve compiled a comprehensive directory of every home care provider in the Mountain Home area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Mountain Home, AR

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Paying for Home Care in Mountain Home, AR

Home care costs an average of $4,957 per month in Mountain Home, which matches the nationwide average and is notably higher than the statewide average of $4,185. Rates are much lower in a number of cities throughout northern Arkansas, including Jonesboro ($3,909), Fort Smith ($4,176) and Hot Springs ($4,290). 

Mountain Home

Arkansas

The United States

Fort Smith

Jonesboro

Hot Springs

The Cost of Home Care vs. Other Senior Care Options in Mountain Home, AR

There are several long-term care services available to Mountain Home seniors. Assisted living, which includes room and board and some non-medical assistance with activities of daily living, costs an average of $3,650 per month. Home care and home health care run about $4,957 per month based on 44 hours of service per week, while a semiprivate room in a Mountain Home skilled nursing facility costs an average of $6,083. 

Home Care

$4,957

Home Health Care

$4,957

Assisted Living Facility

$3,650

Nursing Home Care (semiprivate room)

$6,083

The Cost of Home Care vs. Other Senior Care Options in Mountain Home, AR

There are several long-term care services available to Mountain Home seniors. Assisted living, which includes room and board and some non-medical assistance with activities of daily living, costs an average of $3,650 per month. Home care and home health care run about $4,957 per month based on 44 hours of service per week, while a semiprivate room in a Mountain Home skilled nursing facility costs an average of $6,083. 

Home Care

$4,957

Home Health Care

$4,957

Assisted Living Facility

$3,650

Nursing Home Care (semiprivate room)

$6,083

Financial Assistance for Home Care in Mountain Home, AR

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Mountain Home, AR

Mountain Home seniors wanting to age in place will find a number of government and community-based programs to help older adults remain independent. These programs can help seniors with their home energy bills, provide free case management services and ensure that housebound seniors have access to healthy, balanced meals. 

ResourceContactService
Area Agency on Aging of Northwest Arkansas(870) 741-1144 or (800) 432-9721The Area Agency on Aging of Northwest Arkansas is a government-funded nonprofit organization that plans and oversees many senior services. These services include a caregiver support program, adult day care, assistance with in-home care and care coordination.
Van Matre Senior Activity and Wellness Center(870) 424-3054Open Monday through Friday from 8 a.m. to 4:30 p.m., the Van Matre Senior Activity and Wellness Center is a multipurpose community center for Baxter County seniors. Programming at the Center includes a daily, low-cost hot lunch, organized games and social clubs.
Baxter County Veterans Services Office(870) 425-8155Mountain Home veterans, dependents and survivors can contact the Baxter County Veterans Services Office for information on county, state and federal benefits for vets and their families. The office can also assist with VA benefits applications and appeals, arrange transportation to the nearest VA hospital and help vets secure their service records.
North Arkansas Transportation Service(870) 741-8008The North Arkansas Transportation Service provides on-demand, low-cost public transit service within Mountain Home and throughout Baxter County.
Low Income Home Energy Assistance Program (870) 425-5118Low-income seniors may qualify for assistance with their home heating and cooling costs through the Low Income Home Energy Assistance Program (LIHEAP). In Baxter, Ozark Opportunities Incorporated, a designated Community Action Agency, administers LIHEAP.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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