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The 10 Best Home Care Agencies for Seniors in Monroeville, PA for 2024

Monroeville, PA, is about 25 minutes east of downtown Pittsburgh and home to around 28,600 people, of whom seniors comprise an above-average 18.4%. The community's average cost of living is significantly lower than Pennsylvania's norm, making it an affordable option for seniors. Moreover, health care costs are below-average, too, and there are almost double the number of physicians per capita than the national average. Several medical facilities provide quality care in the region, such as Forbes Hospital which is a highly rated full-service facility. Seniors whose medical needs can be treated at home by registered nurses and licensed therapists have many home health care agencies to choose from and share the same cost as nonmedical home care agencies for about $5,339 per month.

Below we've compiled a comprehensive directory of every home care provider in the Monroeville area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Monroeville, PA

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Paying for Home Care in Monroeville, PA

The Cost of Home Care in Monroeville, PA

According to the 2021 Genworth Cost of Care Survey, the median monthly fee for home care in Monroeville is $5,339. This is more than the state and national averages, which share a median fee of $4,957. Monroeville's average is the highest in this part of Pennsylvania. Chambersburg comes closest, at $4,957, followed by Erie at $4,767. Seniors and families looking to relocate for greater savings may wish to consider Altoona, where the norm is $4,290, or Johnstown, where it's $3,813.

Monroeville

$5,339

Pennsylvania

$4,957

United States

$4,957

Johnstown

$3,813

Altoona

$4,290

Erie

$4,767

Chambersburg

$4,957

The Cost of Home Care vs. Other Senior Care Options in Monroeville, PA

At $5,339, home health care's average price is equal to home care's. This is despite the former being a medical service from licensed professionals and the latter being nonmedical. Both are costlier than assisted living, which provides 24/7 nonmedical residential care for around $3,250. Adult day care is a more affordable option for seniors wishing to remain at home. However, its low average of $1,495 is because the senior must regularly travel to the center and share care services with others. At $9,733, nursing homes are the costliest option because of their near-hospital levels of care.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,495

Assisted Living

$3,250

Nursing Home Facility (semiprivate room)

$9,733

Note: Data for Monroeville was unavailable, so data for the nearest city, Pittsburgh, was used instead.

Financial Assistance for Home Care in Monroeville, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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