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The 10 Best Home Care Agencies for Seniors in Milwaukee, WI for 2024

Ranked among the top 100 cities for senior care, Milwaukee, Wisconsin gives seniors many reasons to consider it a retirement destination. The housing costs here are affordable, and the city boasts excellent drinking water and air quality. Milwaukee’s home care costs are higher than other parts of the country, with a monthly average of $6,101, according to the 2021 Genworth Cost of Care Survey. Home health care, which includes some basic medical care, has the same cost. Milwaukee also has several excellent hospital systems when seniors need extra medical care, including the Froedtert Hospital and the Aurora St. Luke’s Medical Center, which is ranked as high performing in geriatric care.

Below we’ve compiled a comprehensive directory of every home care provider in the Milwaukee area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Milwaukee, WI

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Paying for Home Care in Milwaukee, WI

The Cost of Home Care in Milwaukee, Wisconsin

Milwaukee’s average costs for home care are higher than both state and national averages. The 2021 Genworth Cost of Care Survey estimates Milwaukee’s median home care cost at $6,101 a month. This is nearly $600 more than the cost of home care in Wisconsin and over $1,000 more than the national average. Other nearby cities also have lower costs, such as Fond du Lac, which averages $5,720, and Green Bay, which averages $5,053. In Sheboygan, seniors pay the same as they would in Milwaukee for home care.

Milwaukee

$6,101

Wisconsin

$5,529

The United States

$4,957

Green Bay

$5,053

Fond du Lac

$5,720

Sheboygan

$6,101

The Cost of Home Care vs. Other Senior Care Options in Milwaukee, Wisconsin

Older adults in Milwaukee can choose from several long-term care options. The most affordable is adult day health care, which costs an average of $1,322 a month. Seniors who choose assisted living care can expect to pay $5,324, which is about $700 less than the cost of home care and home health care, which are both $6,101. The highest level of care with 24-hour nursing is nursing home care, which averages $10,872 for a semiprivate room.

Home Care

$6,101

Home Health Care

$6,101

Adult Day Health Care

$1,322

Assisted Living

$5,324

Nursing Home Care (semiprivate room)

$10,872

Financial Assistance for Home Care in Milwaukee, WI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Milwaukee, WI

Milwaukee-area seniors have many resources they can tap into for assistance that help them age in place well. These programs and services from government and nonprofit agencies focus on financial help and support to let seniors remain as independent as possible at home. Families can contact the groups below to get more information about these opportunities.

ResourceContactService
Meals on Wheels(414) 289-6874Milwaukee County residents ages 60 and older can receive free home-delivered meals through Meals on Wheels. Designed for homebound seniors, this service delivers a hot noon meal every weekday to assist older adults who struggle to make their own food at home. Along with the food, drivers provide a friendly visit.
Wisconsin Homestead Credit(608) 266-2486Wisconsin residents age 62 or older with low income may qualify for the Wisconsin Homestead Credit. This tax credit provides a credit of up to $1,168 to offset their property taxes or rent payments. It can make it easier for seniors to remain in their homes.
Revitalize Milwaukee(414) 312-7531Revitalize Milwaukee operates several programs to help seniors and disabled individuals in the city with home repairs and modifications. Seniors can contact the program for quick home repairs or assistance with improvements to make their homes safer. Revitalize Milwaukee also offers a free chore service to help with general maintenance.
Wisconsin Weatherization Assistance Program (WAP)(866) 432-8947Through WAP, Milwaukee seniors who qualify as low-income can get free help with sealing and insulating a home to make it more energy-efficient and reduce the impact of winter weather. Seniors can also get general health and safety inspections of their homes.
Wisconsin Home Energy Assistance Program(866) 432-8947Seniors struggling to pay their energy bills can get help through the Wisconsin Home Energy Assistance Program. This income-based program provides a one-time payment during the heating season to pay some of a household’s energy costs. Due to fixed incomes, many seniors qualify for this help.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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