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Home Instead - Melrose, MA
One Nelson Ter, 1st Floor, Melrose, MA, 02176
4.9
(12 reviews)
"The Mishkins do a beautiful job of providing service with care. I have been very pleased and grateful for their attention to detail...."
READ MOREThe 10 Best Home Care Agencies for Seniors in Melrose, MA for 2024
Melrose is a beautiful suburb of Boston, Massachusetts. This city has approximately 29,312 residents. Melrose’s population consists of diverse groups, 18.9% being persons aged 65 and over. The city’s residents enjoy relatively low crime rates, reasonable cost of living and quality health care. Numerous health facilities are located in Melrose, including MelroseWakefield Hospital, which offers same-day surgery and is ranked as one of the best U.S. hospitals for stroke care.
According to the Genworth Cost Care Survey 2021, the city’s proximity to the larger Boston area makes the cost of home care in both regions similar, at $6,292. Conversely, home health care is a better option for seniors who require professional medical assistance.
Below we’ve compiled a comprehensive directory of every home care provider in Melrose– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Melrose, MA
58 Results
Goldstar Home Care Services
40 Crescent St , Waltham, MA, 02453
5.0
(10 reviews)
"Gold Star has been wonderful and provided me with excellent care and service—— my current aide, Erina is a gem and has become a friend and I hope she can be with me for as long as I need care——l would highly recommend Gold Star as they have always..."
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Right at Home Somerville, MA
2 Florence St , Malden, MA, 02148
4.9
(7 reviews)
"Let me start by saying RIGHT AT HOME has been taking care of my mother for sometime now all the workers do a great job however this one young lady that works Monday and Saturdays from 7: am to 7: pm she is very attentive and respectful thank you so m..."
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Senior Helpers Boston North
153 Andover St, Suite 203, Danvers, MA, 01923
4.8
(5 reviews)
"I have Senior Helpers Boston North come into the home. I love when you call somebody and they answer. The girl who came here to evaluate was so nice. She was amazing. She was the coordinator of it all. She laid it all out, and told us what things had..."
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Professional Care Match
638 Adamsville Road, Westport, MA, 02790
"We Provide Stress-Free, Supportive Care Relationships. Professional Care Match Provides CONSISTENCY with Live-In and Hourly Caregiver..."
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Care With Care Home Health Care
560 Boston Turnpike, Shrewsbury, MA, 01545
"Dedicated to providing the kind of non-medical in-home care Caring starts with people who care. At Care With Care Homehealth Care, we tak..."
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Shalom Homecare Inc
105 Hill St, #5 , Stoneham, MA, 02180
"Through a commitment to service excellency, we provide unique homecare services, to offer a littleextra support to people who want to contin..."
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J and J Home Care Services
136 Mt Pleasant St, Lowell, MA, 01850
"JandJhomecarellc, exceptional home care services in middlesex MA"
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BrightStar Care Peabody/ Danvers / North Shore - Danvers, MA
300 Rosewood Drive, Suite 200F, Danvers, MA, 01923
4.5
(75 reviews)
"A Google User A Google User just now I give it 1 star just because I have to select 1 but thumbs down is my rating. This place sucks with 24 hr care, hasn't been 2 years I've had their service and had 200+ people come to my house. I've had nurs..."
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Foundational Home Care
275 Grove Street, Suite 2-400 , Newton, MA, 02466
5.0
(10 reviews)
"Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care man..."
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Minute Women In-Home Care
238 Bedford St, Lexington, MA, 02420
4.7
(12 reviews)
"Locally owned + family run. Very responsive service from office staff. Excellent caregivers. The best we have found for our fussy parents. ..."
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Meetcaregivers, Inc.
124 Vernon St. , Newton, MA, 02458
5.0
(6 reviews)
"MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es). For example, my mother was extremely hard of hearing and needed caregivers who could speak slo..."
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Mature Caregivers - Waltham, MA
204 2nd Ave, Waltham, MA, 02451
5.0
(5 reviews)
"I feel so fortunate to have been introduced to Mature Caregivers and to have benefitted from your Caregiver's (David) time with my husband who has advanced Dementia. The caregiver spends time going through family albums, going out for walks, doing ex..."
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Assisting Hands Home Care of Wilmington
5 Middlesex Ave, Ste 19, Wilmington, MA, 01887
5.0
(3 reviews)
"On very short notice we needed help for my mother-in-law when she returned to her assisted living facility after spending a month in rehab for a broken arm. Her facility insisted she have 24 hour attendants till they were satisfied she had readjuste..."
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Nurta Home Healthcare - Lynn, MA
330 Lynn Way, #346, Lynn, MA, 01901
5.0
(2 reviews)
"I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request for personal care needs were handled quickly. They ab..."
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Advanced Care Inc
5 Bristol Dr, South Easton, MA, 02375
4.8
(4 reviews)
"I have been a client of Advanced Care for a while now and my way of life has improved dramatically. My aid and I get along great and have a wonderful relationship. She helps with light housekeeping, personal care and errands. The Registered Nurse com..."
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Associated Home Care, Inc.
495 Cabot Street, Beverly, MA, 01915
5.0
(1 reviews)
"Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I'm happy with the communication from the home office to me. ..."
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Commonwealth Caregivers
56 Pickering Street , Needham, MA, 02492
5.0
(1 reviews)
"We are Health and Home Caregivers Commonwealth Caregivers is a family-owned and licensed provider of non-medical, in Health and Home Care s..."
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Independence Home Care, Inc.
21 Custom House Street, Suite 910, Boston, MA, 02110
5.0
(1 reviews)
"I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IHC had excellent services and I found out that they..."
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Mystic Valley Elder Services
101 Cottage Street, Melrose, MA, 02176
5.0
(1 reviews)
"We got the services of Mystic Valley Elder Services as recommended by my dad. Someone comes once a week to help my mother with the cleaning. My mother likes her, they get along well. We have been using their servces for a couple of years already. ..."
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Paying for Home Care in Melrose, MA
The Cost of Home Care in Melrose, MA
According to Genworth’s 2021 Cost of Care Survey, the monthly median cost of home care in Melrose is $6,292. That is $381 above the state average and $1,335 more than the national monthly median costs. Seniors in Melrose also pay more for home care than residents in cities such as Worcester in central Massachusetts, Springfield and Pittsfield. However, the rates are higher in areas like Barnstable in the southeast.
Melrose
$6,292
Massachusetts
$5,911
The United States
$4,957
Worcester
$5,720
Springfield
$5,339
Pittsfield
$5,625
Barnstable
$6,673
The Cost of Home Care vs. Other Senior Care Options in Melrose, MA
The home care cost in Melrose, Massachusetts, is $48 higher than the average home health care rate and $527 lower than assisted living facility costs. Assisted living is costlier than home care at $6,819. Adult day health care is the cheapest option in Melrose and $4,678 less expensive than home care, but it requires seniors to travel to adult daycare centers — which can be challenging for individuals with mobility issues. Finally, Melrose residents pay around $6,863 more for nursing home care than in-home care.
Home Care
$6,292
Home Health Care
$6,244
Adult Day Care
$1,614
Assisted Living
$6,819
Nursing Home Care (semiprivate room)
$13,155
Note: Data for Melrose was unavailable, so data for the nearest city, Boston, was used instead.
Financial Assistance for Home Care in Melrose, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Melrose Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Melrose:
| Resource | Contact | Address | Service |
|---|---|---|---|
| Home Modification Loan Program (HMLP) | (617) 204-3600 | 600 Washington St., Boston, MA 02111 | Adults with disabilities may be eligible for a no-interest loan from the Massachusetts Rehabilitation Commission to help with the cost of handicap modifications for their home. Applications are approved based on income, with a sliding scale for household size, although each client is only eligible for one loan in their lifetime. The amount lent ranges from $1,000 up to $50,000 (inclusive of all costs). |
| Massachusetts Department of Revenue | (800) 392-6089 | 100 Cambridge St., Boston, MA 02114 | Massachusetts is informally known as “Tax-achusetts,” but there are a few exemptions for seniors who own property. Those 65 and older with an income less than $23,718 per year may have a $1,000 tax exemption on state property tax. This same age bracket is also eligible for a deduction of their total water and sewer bills if their property taxes exceed 10% of their income. Exemptions for veterans and the legally blind are also available. |
| Single-Family Housing Repair Loans & Grants in Massachusetts | (413) 253-4300 | 451 West St., Amherst, MA 01002 | Also known as the Section 504 Home Repair program, this program offers loans or grants to the poor and elderly. It’s available to those with both low income and those who are unable to obtain credit elsewhere to remove safety and health hazards in the house where they live. It’s intended to help families keep their homes in good repair and remain in their communities and is funded by the U.S. Department of Agriculture and Rural Development. |
| Massachusetts LIHEAP and HEARTWAP programs | (978) 373-1971 | 3 Washington Sq., 2nd Floor, Haverhill, MA 01830 | The Massachusetts Department of Housing and Community Development offers a program to help cover the costs of heating and electricity for seniors and those who meet certain income thresholds. It’s based on household size, although eligibility requirements may vary year to year. In addition to offsetting the costs of heating the home, these programs also offer select winterization home improvement services. |
| Meals on Wheels & Senior Dining | (781) 324-7705 | 300 Commercial St., #19, Malden, MA 02148 | Seniors in Malden are welcome to enjoy community lunches at several different senior centers in the Melrose area Monday through Wednesday. These are free meals, although a reservation is required, and a small donation is appreciated to offset costs. In addition to these hot meals, those in need also have access to 14 different food pantries sponsored by the Mystic Valley Elder Services agency. Home delivery of nutritional supplements like Ensure is also available. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
