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The 10 Best Home Care Agencies for Seniors in Los Alamitos, CA for 2024

 

Los Alamitos offers scenic coastal views, warm weather throughout the year and low crime rates, making it a prime choice for retirees. The city is home to Los Alamitos Medical Center, which provides primary and specialty care services, and medical costs are low compared to national norms and may benefit those managing chronic health conditions. The city accommodates seniors, an age group that makes up 14% of the nearly 12,000 residents, through a senior recreational program and access to numerous home care agencies. On average, in-home care in Los Alamitos costs $5,911 per month. This type of care includes nonmedical services, such as personal care and help with household chores. For those who need skilled nursing, home health care may be a better option.

Below we've compiled a comprehensive directory of every home care provider in the Los Alamitos area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Los Alamitos, CA

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Paying for Home Care in Los Alamitos, CA

The Cost of Home Care in Los Alamitos, CA

The Genworth 2021 Cost of Care Survey shows that seniors in Los Alamitos pay $5,911 per month for in-home care. While this is about 20% higher than the national norm, it comes in a little lower than California’s average of $6,101. Home care agencies in San Diego charge about 8% more for care than those in Los Alamitos, and in Riverside, fees are about 3% more than the local norm. However, in Oxnard, seniors pay slightly lower rates of $5,815 for in-home care, and in El Centro, rates are very competitive at $3,432 compared to the average in Los Alamitos.

Los Alamitos

$5,911

California

$6,101

United States

$4,957

San Diego

$6,387

El Centro

$3,432

Oxnard

$5,815

Riverside

$6,101

The Cost of Home Care vs. Other Senior Care Options in Los Alamitos, CA

In-home care, which includes basic custodial services, such as meal planning and preparation and personal care, is costly compared to other senior care options in Los Alamitos at $5,911. While home health care is available for the same monthly norm, seniors who move to assisted living pay about $660 less per month on care. Adult day health care is the most budget-friendly alternative at $1,652, but nursing home care is costlier at $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living Facility

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Los Alamitos was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Los Alamitos, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

 

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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