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The 10 Best Home Care Agencies for Seniors in Lewes, DE for 2024

Lewes is a desirable location for seniors who want to age in place thanks to its favorable tax policies and beautiful surroundings overlooking the Delaware Bay. Although this community has just 3,200 residents, over half the population is aged 65 or older. Local seniors have access to excellent medical care at Beebe Healthcare’s Margaret H. Rollins Lewes Campus.

Residents also benefit from personal assistance services agencies that provide in-home care. The median cost of nonmedical home care, including chore assistance and help with grooming, is $5,529 per month according to Genworth’s 2021 Cost of Care Survey. Companies that provide in-home medical care, such as help with medications, breathing equipment and skilled therapies, must be licensed as home health agencies.

Below we’ve compiled a comprehensive directory of every home care provider in the Lewes area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Lewes, DE

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Paying for Home Care in Lewes, DE

The Cost of Home Care in Lewes, DE

According to Genworth’s 2021 Cost of Care Survey, home care agencies in Lewes typically charge $5,529 per month. Local rates are $190 higher than the state median and $572 higher than the national average. Home care prices are similar in Dover and Philadelphia based on their respective averages of $5,339 and $5,329. Baltimore’s median of $4,957 is in line with the U.S. average.

Lewes

$5,529

Delaware

$5,339

United States

$4,957

Dover

$5,339

Baltimore

$4,957

Philadelphia

$5,329

The Cost of Home Care vs. Other Senior Care Options in Lewes, DE

Home care costs in Lewes average around $5,529 per month for 44 hours of weekly care. Prices are the same for home health care, although this option includes skilled medical services and physical therapy. Adult day health care is the most affordable option at $1,993. Assisted living in Lewes costs almost $2,000 more than home care, and nursing homes cost about twice as much at $10,007 per month for a semiprivate room and $11,102 for a private room.

Home Care

$5,529

Home Health Care

$5,529

Adult Day Health Care

$1,993

Assisted Living

$7,490

Nursing Home Care (semiprivate room)

$10,007

Note: Data for Lewes was unavailable, so data for the nearest city, Ocean City, NJ, was used instead.

Financial Assistance for Home Care in Lewes, DE

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Lewes, DE

Seniors in Lewes who want to age in place don’t have to go it alone. Numerous resources are available to help with in-home care, meals, transportation and caregiver support. The following organizations provide an array of free and low-cost services to seniors and their families.

ResourceContactService
Division of Services for Aging and Adults with Physical Disabilities(800) 223-9074The DSAAPD works with the state's ADRC to deliver services that benefit family caregivers and adults aged 60 or older. It operates caregiver resource centers, provides case management services and offers options counseling to help seniors decide if home care is right for them. It also sets aside funds for home accessibility modifications.
Delaware Aging & Disability Resource Center(800) 223-9074Staff members at the state's ADRC are available 24 hours a day to help seniors and disabled adults with housing, in-home care, assistive technology and legal matters. It can also help callers find transportation, nutrition assistance and other services that are available in the local area.
Sussex County Habitat for Humanity(302) 855-1153, ext. 208Sussex County's Habitat for Humanity chapter offers home repairs to low-income families with an emphasis on serving seniors and disabled adults. The agency helps residents with plumbing and electrical repairs as well as wheelchair ramps, flooring, painting and improvements that enhance their health and safety.
Meals on Wheels Lewes–Rehoboth(302) 645-7449Founded in 1970, this local Meals on Wheels program relies on over 100 volunteers who deliver nutritionally balanced meals to over 300 disabled and homebound seniors. The program offers hot daily meals on weekdays and nonperishable meal kits.
Delaware Energy Assistance Program(302) 856-6310DEAP is part of a federal program that provides emergency financial assistance to families who have unpaid energy bills. It offers summer cooling assistance, wintertime fuel assistance and emergency payments for customers who are facing disconnection. In Sussex County, funds are administered by Catholic Charities.
Lewes Senior Activity Center(302) 645-9293This local recreation center provides many helpful services for older adults who want to age in place, including transportation, Medicare counseling, free notary services and technology assistance. Meals are available on Tuesdays at lunch and dinner. Membership is open to seniors aged 50 and older for just $35 per year.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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