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The 10 Best Home Care Agencies for Seniors in La Verne, CA for 2024

La Verne is a vibrant community in the Los Angeles metro with about 30,000 residents. It’s home to a large senior community that makes up nearly a fifth of its population and may be a good retirement option for those who prioritize finding a community with minimal crime and comfortable weather throughout the year. La Verne is among the more affordable places in California to obtain in-home care, with agencies in this region charging approximately $5,911 per month for nonmedical services. These agencies administer personal care, companionship, meal preparation and transportation, helping many seniors remain comfortable at home. For older adults who need personal care along with skilled nursing services, home health care is available for the same monthly rate. 

Below we've compiled a comprehensive directory of every home care provider in the La Verne area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in La Verne, CA

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Paying for Home Care in La Verne, CA

The Cost of Home Care in La Verne, CA

The Genworth 2021 Cost of Care Survey reports that in the La Verne region, home care agencies charge approximately $5,911 per month for nonmedical care. This is a couple of hundred dollars over the national norm of $4,957. However, La Verne is among the more economical cities in California, where rates average $6,101. In Riverside, seniors pay about $190 more for care than in La Verne, and in San Diego, rates are even higher at $6,387. Home care agencies in Oxnard charge comparatively competitive rates of $5,815, and in El Centro, fees are considerably lower at $3,432.

La Verne

$5,911

California

$6,101

United States

$4,957

San Diego

$6,387

El Centro

$3,432

Riverside

$6,101

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in La Verne, CA

In La Verne, home care agencies charge $5,911 for nonmedical in-home care and skilled home health care. Seniors may save about $660 per month, plus the cost of housing and meal expenses, by opting for assisted living. Those who live at home and attend adult day health care pay $1,652 per month for care, and those who move into nursing homes pay starting monthly rates of $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Facility (semiprivate room)

$9,125

Note: Data for La Verne was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in La Verne, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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