The 10 Best Home Care Agencies for Seniors in La Mirada, CA for 2024

Q: What is the difference between in-home care and home health care?

In-home care is a nonmedical service that provides assistance to seniors struggling with activities of daily living, such as getting in and out of bed, bathing and dressing. It can also provide simple companionship for someone who may otherwise feel isolated. Home health care is a limited medical service provided by licensed nurses and therapists. They deliver home-appropriate types of care, such as dressing wounds, operating intravenous equipment and performing therapies to improve the senior&#8217;s abilities to function physically and emotionally.

Q: How do you pay for senior care at home?

The most common method is private pay, a term that describes the person paying from their savings, but this can also include financial assistance from loved ones. Homeowners with enough home equity may take out a <a href="https://www.caring.com/best-reverse-mortgage-companies/">reverse mortgage</a>. Adults planning ahead may wish to consider an <a href="https://www.investor.gov/introduction-investing/investing-basics/investment-products/insurance-products/annuities">annuity</a>, which makes periodic payments over a period of time. There&#8217;s also <a href="https://www.caring.com/caregivers/long-term-care-insurance/">long-term care insurance</a>, which is specially designed to pay care costs. Medicaid can pay skilled nursing costs for those deemed eligible, while Medicare can help with some costs, but only in the short term.

Q: What should I look for in a good home care agency near me in La Mirada?

The agency should be licensed, so the first check should always be with the <a href="https://www.cdss.ca.gov/inforesources/community-care/home-care-services">Home Care Services Bureau</a>. Visit Caring&#8217;s page for <a href="https://www.caring.com/senior-care/in-home-care/">home care in La Mirada</a> and read reviews from current and previous customers, as these may provide an overview of the agency&#8217;s quality of service. The agency must be able to deliver the type of services the senior needs, and its staff should be thoroughly vetted and qualified for the type of care they provide.

Q: Can you write off in-home elderly care?

It may be possible to write off in-home care as a medical expense, but this will depend on your specific circumstances. Read <a href="https://www.irs.gov/forms-pubs/about-publication-502">IRS Publication 502</a> to learn how to itemize medical expenses you can claim on <a href="https://www.irs.gov/forms-pubs/about-schedule-a-form-1040">Schedule A</a>. It explains what you can and cannot claim. Generally speaking, you may be able to claim for medical expenses but not nonmedical costs.

Q: What is a home care assessment?

The purpose of a home care assessment, sometimes called a home care evaluation or needs assessment, is to determine the senior&#8217;s needs. It&#8217;s normally conducted by a licensed care professional who reviews the senior&#8217;s medical history and current conditions, identifies their functional limitations and evaluates their ability to perform daily living tasks, such as bathing and dressing. The assessor will also discuss care preferences with the senior that should respect their religious beliefs. The availability of loved ones will also be included in the assessment, as will any requirement for assistive devices.

La Mirada is a peaceful city with a reputation for having low violent crime rates. There are plenty of parks and other green spaces for residents to enjoy the senior-friendly climate and numerous cultural attractions. Just over 19% of La Mirada’s 48,000 residents are seniors, which is above the national average. Quality medical care is always near, as there are three hospitals in the area, including the well-regarded Kindred Hospital La Mirada, and there are several renowned hospitals in nearby Los Angeles. Many home health care agencies operate in the region, delivering basic medical care at home, and just as many home care agencies provide nonmedical care for an average of $5,911 per month.

Below we’ve compiled a comprehensive directory of every home care provider in the La Mirada area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in La Mirada, CA

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Paying for Home Care in La Mirada, CA

The Cost of Home Care in La Mirada, CA

The 2021 Genworth Cost of Care Survey reveals that the median monthly fee for home care in La Mirada is $5,911, which is costlier than the U.S. average of $4,957 but more affordable than California’s $6,101. Comparisons with nearby cities show La Mirada to be less expensive than most, such as Riverside, where the median is $6,101, and San Diego, where it’s $6,387. Seniors prepared to relocate for lower costs may wish to consider Oxnard, where the typical resident pays $5,815 per month, an annual savings of $1,152 when compared to La Mirada.

La Mirada

$5,911

California

$6,101

United States

$4,957

Oxnard

$5,815

San Diego

$6,387

Riverside

$6,101

The Cost of Home Care vs. Other Senior Care Options in La Mirada, CA

Home health care agencies specialize in medical care from licensed nurses and therapists, and home care agencies focus on nonmedical care. Despite the differences, both average $5,911 per month in La Mirada. Those choosing adult day health care can save $4,259 per month, while those choosing assisted living can save $661. However, adult day health care requires daily trips, and assisted living requires relocating. Nursing home care is the costliest option, at $3,214 more than home care.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for La Mirada was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in La Mirada, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in La Mirada, CA

A 2021 AARP study found 77% of adults aged 50+ preferred to remain in their homes for the long term but 71% recognized their homes had, or soon would have, accessibility issues. These factors and others may make some seniors reconsider home care as an option, but there are nonprofit organizations that can solve these issues for free or at a low cost. The following table provides information about five programs that serve La Mirada’s seniors.

Resource	Contact	Service
Meals on Wheels La Mirada	(562) 943-0037	Meals on Wheels La Mirada is a local nonprofit staffed by volunteers who deliver hot, nutritious meals to the city's homebound seniors. The service relies on donations, so it welcomes any contributions seniors can make toward the costs of their meals.
AARP Foundation Tax-Aide Program	(562) 567-9470	IRS-certified volunteers operating from the Whittier Palm Park Center help seniors prepare their taxes each year. Elderly clients can drop off their documents at the center and a volunteer can do the prep work for them, or the two can work together. The service is free.
Home Improvement Assistance	(562) 943-0131	Low to moderate-income homeowners who satisfy all eligibility criteria can get a $30,000 loan at 3% annual interest. The loan must be used for home improvements, such as making it more accessible for a wheelchair user or fixing health and safety issues.
La Mirada Activity Center	(562) 902-3160	La Mirada Activity Center offers programs for seniors who would like to engage with others. There are age-appropriate exercise classes, education programs and creative activities, such as arts and crafts. The facility also houses a coffee club and cafe where members can socialize.
Durable Medical Equipment Loans	(818) 279-6580	Helping Hands operates a durable medical equipment closet that loans gently used devices to seniors for free. The length of the loan can vary, and the type of equipment available is subject to donations. Commonly loaned devices include wheelchairs, beds and bathroom safety devices.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download

Talking with Family and Others about a loved one's needs

The 10 Best Home Care Agencies for Seniors in La Mirada, CA for 2024