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The 10 Best Home Care Agencies for Seniors in Jupiter, FL for 2024

Jupiter is a welcoming town on Florida’s southeastern coast. It holds one of the largest senior populations in the state, with nearly a quarter of its 61,000 residents at retirement age. The town offers comfortable weather throughout the year, and its low property and violent crime rates make it a practical option for seniors who want to live alone. The city also has affordable long-term care options. On average, home care agencies in this city charge $4,671 per month for non-medical care. Home health care is another home-based care option that’s similar to in-home care but includes skilled nursing services such as catheter care, wound care and physical therapy.

Below we’ve compiled a comprehensive directory of every home care provider in the Jupiter area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Jupiter, FL

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Paying for Home Care in Jupiter, FL

The Cost of Home Care in Jupiter, Florida

According to the 2021 Genworth Cost of Care Survey, Jupiter seniors pay $4,671 monthly for in-home care, which is about $100 below the Florida median and $300 less than the national rate of $4,957. Miami seniors pay considerably lower rates, with agencies charging approximately $4,195 for non-medical care. In Sebastian, monthly rates are higher than in Jupiter at $5,100, and in Naples, care costs are among the highest in Florida at $5,720, nearly $1,000 higher than Jupiter’s average.

Jupiter

$4,671

Florida

$4,767

The United States

$4,957

Sebastian

$5,100

Miami

$4,195

Naples

$5,720

The Cost of Home Care vs. Other Senior Care Options in Jupiter, Florida

Home care agencies in Jupiter charge $4,671 for non-medical care, and agencies that provide home health care charge $4,767 for skilled nursing services. Seniors in assisted living pay about $1,000 less per month, with averages of $3,763, but those in nursing homes pay much higher rates at $8,164 for a semiprivate room. Adult day health care is the most affordable long-term care option in Jupiter, with fees about $3,000 below the home care rates at $1,517.

Home Care

$4,671

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living

$3,763

Nursing Home Care (semiprivate room)

$8,164

Note: Data for Jupiter was unavailable, so data for the nearest city, Port St. Lucie, was used instead.

Financial Assistance for Home Care in Jupiter, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Jupiter, FL

Jupiter seniors have access to several resources that provide free and low-cost services to help them remain in their own homes. Through the following programs and agencies, you can connect with subsidized and volunteer-based care services, save money on bills and living expenses and connect with social programs that help prevent isolation.

ResourceContactService
Senior Programs(561) 741-2400Jupiter residents aged 50 and over can participate in city-sponsored social and recreational activities through the Recreation Department, including monthly movies, daily drop-in games and book clubs. The department also provides annual income tax assistance and help with finding supportive services such as affordable transportation and federal assistance programs.
Area Agency on Aging (AAA) of Palm Beach/Treasure Coast(561) 684-5885The AAA provides free information and referrals for community-based programs that provide services to those aged 60 and over, including home-delivered and congregate meals, in-home care, housing improvement and personal care services. It also publishes public notices to help seniors stay up-to-date with board and committee meeting discussions.
Meals on Wheels of the Palm Beaches(561) 802-6979Meals on Wheels of the Palm Beaches is open to Jupiter residents who live alone and are homebound due to age, disability or illness. It provides freshly prepared meals on weekdays, which include a meat entrée, starch, vegetable, bread, fruit or dessert and a beverage.
Community Action Services(561) 355-4792Community Action oversees assistance programs for those with low incomes, which may enable some seniors to remain in their homes throughout retirement. Through this nonprofit agency, you may be able to enroll in LIHEAP, the federal utility assistance program. It also provides nutrition services and income tax assistance.
Palm Beach Vet Center(561) 422-1201Palm Beach Vet Center provides benefits counseling and claims assistance for older veterans in Jupiter. You can contact the vet center for help finding community programs, including transportation, counseling and financial assistance.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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