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The 10 Best Home Care Agencies for Seniors in Indio, CA for 2024

Indio is in the Coachella Valley east of Palm Springs and Los Angeles. About 19.6% of seniors age 65 and over make up this rapidly growing population of 89,137 compared to the U.S. average of 16.5%. Although Indio’s cost of living is 10.4% higher than the U.S. average, it’s known for its excellent climate and desert-infused beauty. Ample in-home care services are available, with monthly costs averaging $6,101. This service assists seniors with activities of daily living such as personal grooming, while home health care includes medical services such as skilled nursing. Indio has several health care facilities, including the Riverside University Health Network,  JFK Memorial Hospital and the Desert Care Network.

Below we’ve compiled a comprehensive directory of every home care provider in the Indio area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Indio, CA

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Paying for Home Care in Indio, CA

The Cost of Home Care in Indio, CA

In Indio, in-home care costs an average of $6,101 per month, according to the 2021 Genworth Cost of Care Survey. This is on par with the state average and higher than the national average of $4,957 per month. In nearby Palm Springs, the price rises to $6,387 per month. Costs are a bit lower in other parts of the state. In Los Angeles, 127 miles to the east, in-home care costs $5,911 per month. In Bakersfield to the north, costs are lower still at $5,506. Just across the state border in Las Vegas, NV, costs are considerably lower at $4,767 per month.

Indio

$6,101

California

$6,101

United States

$4,957

Palm Springs

$6,387

Los Angeles

$5,911

Bakersfield

$5,506

Las Vegas, NV

$4,767

The Cost of Home Care vs. Other Senior Care Options in Indio, CA

Home care is more expensive than assisted living care, which averages $4,000 per month. Adult day health care is the least expensive option at $1,842 per month. Unsurprisingly, nursing home care is the most expensive form of senior care at $7,992 per month for a semiprivate room.

In-Home Care

$6,101

Home Health Care

$6,101

Adult Day Health Care

$1,842

Assisted Living Facility

$4,000

Nursing Home Facility (semiprivate room)

$7,992

Note: Data for Indio, CA was unavailable, so data for the nearest city, Riverside Area, was used instead.

Financial Assistance for Home Care in Indio, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Indio, CA

Below are some resources available to seniors in Indio at little or no cost. There’s information on meal services, in-home care, service coordination, health insurance and more. 

ResourceContactService
Indio Senior Center(760)391-4170Supported by the City of Indio, the Center provides a wide range of services and activities, from Meals on Wheels to AARP tax preparation seminars to an innovative intergenerational partnership with the Indio Teen Center. The Center also serves as a Warming and Cooling Center for seniors who need it seasonally.
California In-Home Supportive Services Program (IHSS)(866) 376-7066The State of California offers senior residents assistance through IHSS to provide support to keep them safely in their homes longer. It determines eligibility during a care assessment and reassesses residents annually.
Riverside County Office on Aging Multipurpose Senior Service Program (MSSP)(877) 932-4100The MSSP program targets seniors who wish to remain in their homes and communities but may need help to do so safely. The program coordinates care services and conducts in-home assessments to get seniors the help they need.
Meals on Wheels Indio(760) 323-5689The Mizell Senior Center coordinates and delivers freshly made meals for reheating to homebound seniors throughout the Coachella Valley. Seniors with pets may also request food support through a partnership with the nearby Palm Springs Animal Shelter.
Health Insurance Counseling and Advocacy Program (HICAP)(909) 256-8369From their office in nearby Rancho Cucamonga, the Riverside County Office on Aging also hosts HICAP for community education and one-to-one counseling on Medicare, Medicaid waiver programs and private health insurance issues for seniors in California.
County of Riverside Veterans' Services Indio Office(760) 863-8266Veteran seniors in the Indio area can visit their local office for benefits counseling and claim preparation, information and referrals to other agencies at all levels of government. They can also get help with in-home care services through the VA Aid and Attendance Program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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