Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Huber Heights, OH for 2024

Huber Heights, OH, a suburb of Dayton, is home to 43,000 people, and 15% of them, roughly 6,600 residents, are age 65 or older. An increasing number of older adults in Huber Heights are seeking home-based solutions for their care needs. The town’s generally low cost of living and easy access to high-quality health care facilities, such as Miami Valley Hospital, help to make Huber Heights a comfortable place for seniors to live. According to the Genworth 2021 Cost of Care Survey, home care in Huber Heights costs an average of $5,434 a month. This is somewhat higher than the average state and national cost for similar care services.

Below we’ve compiled a comprehensive directory of every home care provider in the Huber Heights area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Home Care Agencies in Huber Heights, OH

15 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

Paying for Home Care in Huber Heights, OH

The Cost of Home Care in Huber Heights, OH

The Genworth 2021 Cost of Care Survey puts the average cost of home care in Huber Heights at $5,434 per month. That’s $477 more than the Ohio state average and $953 more than the national average of $4,481. Some Ohio cities are even more affordable, such as Akron ($4,052) and Toledo ($4,957). Columbus has higher costs for home care at $5,625 per month. Prices in Cincinnati, at $5,148 per month, are closer to Huber Heights.

Huber Heights

$5,434

Ohio

$4,957

United States

$4,481

Akron

$4,052

Toledo

$4,957

Columbus

$5,625

Cincinnati

$5,148

The Cost of Home Care vs. Other Senior Care Options in Huber Heights, OH

Seniors in Huber Heights have more options than home care. Both home care and home health care cost an average of $5,434 per month. This is $1,184 per month more than the average of $4,250 that seniors in the area pay for assisted living. Older adults who need a higher level of supervision and medical services may need the more intensive care of a skilled nursing home. The price for a semiprivate room in a Huber Heights nursing home averages $8,091 per month.

Home Care

$5,434

Home Health Care

$5,434

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,091

Financial Assistance for Home Care in Huber Heights, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Huber Heights, OH

Seniors who choose to age in place in Huber Heights may sometimes need help remaining safe and healthy in their homes. Several government and nonprofit agencies in the area offer free and low-cost senior services. These services include food assistance, help with home heating and energy bills, tax services, and rent or mortgage assistance. Seniors in Huber Heights can access these services by contacting the agencies directly.

ResourceContactService
Huber Heights Senior Center(937) 233-9999The Huber Heights Senior Center offers a variety of services and activities for its members. These include congregate meals, educational lectures from guest speakers, free health screenings, and tax preparation and filing assistance. The center hosts regular bingo, exercise classes, game nights, line dancing, Tai Chi and woodcarving.
Public Utilities Commission of Ohio(800) 686-7826The Ohio Public Utilities Commission offers multiple home energy assistance programs. Some offer up to a 15% discount on energy bills. Others prevent disconnection for medical, financial or social reasons. A 30-day disconnection prevention option is available for customers with health issues, along with a veterans' program and other benefits.
Senior Resource Connection(937) 228-3663Senior Resource Connection operates a home meal delivery service that brings individually prepared meals to seniors' homes five days a week, usually during midday. Deliveries are made by volunteers driving their own vehicles, who also act as a daily check-in service that helps seniors fight isolation.
Emergency Rental Assistance(937) 293-1170Seniors who live in Montgomery County may be able to get help with their rent or mortgage payments from the Greater Dayton Apartment Association. Rental assistance requires the applicant to meet income and asset limits and be at significant risk of homelessness without aid.
Miami Valley Warmline(937)528-7777The Miami Valley Warmline offers a free emergency resource for seniors who may need mental health support. Seniors who call the Warmline can get placed in confidential contact with mental health counselors who can help them locate the mental and behavioral health resources they need, including for dementia.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.